Mortgage Loan Officer

howardhannaholdings; Dayton (OH); On-site; USD 60,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation plan

Excellent benefits: health, vision, &d

Dental insurance

Paid vacation & PTO

Company 401K match

Job summary

Howard Hanna Mortgage is seeking motivated Loan Originators to contribute to our mission of providing top-level service to clients, colleagues, and communities. You will research loans for the best option, guide clients through the application, approval, and closing processes, and help build long-term loyal relationships with customers and agents.

A top candidate will have mortgage loan originator or financial sales experience, a DFI/NMLS license, strong communication skills, and a commitment to

Qualifications

• Experience as a Mortgage Loan Originator or Financial Sales Specialist with a verifiable sales track record preferred.
• Must hold a Mortgage banking license under DFI and NMLS.
• Strong communication, listening and interpersonal skills to pursue leads and manage your loan pipeline.
• Commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents and partners.
• Ability to earn trust and build relationships with all types of clients.
• Understanding of FHA, VA, Fannie Mae, USDA and other conventional loans.

Responsibilities

• Build healthy relationships with agents and applicants to ensure repeat business and long-term partnerships.
• Attend industry events to network and generate business leads.
• Host or attend promotional events to promote products to potential clients.
• Stay informed about local real estate market trends, lending rates and regulatory changes.
• Explain mortgage approval requirements and present lending packages based on client specifications.
• Assist clients with mortgage applications and review documents for accuracy and completeness.

Skills

Mortgage loan originator

Sales experience

Communication skills

Relationship building

Customer service

Education

Mortgage banking license (DFI, NMLS)

Job description

SUMMARY OF JOB:

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage’s mission of providing top level service to our clients, colleagues, and the communities we service. By actively researching loans for the best option and helping clients navigate the application, approval, and closing process in a timely and cost-effective manner, you will help to create long term and loyal clients.

Our affiliation with Howard Hanna Real Estate offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential.

A top candidate will have the following skills and experience:

• Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred.
• Have a Mortgage banking license under DFI, Department of Financial Institutions, and NMLS.
• Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with customers and team members.
• Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners.
• Ability to earn people’s trust and build relationships with all types of clients.
• Have a thorough understanding of Federal Housing Authority (FHA), Veteran Affairs (VA), Federal National Mortgage (Fannie Mae), USDA, and other types of conventional loans.
• Strive to be the best version of you – Be professional, approachable, empathetic, and positive!

A typical day may entail:

• Building healthy relationships with agents and applicants to ensure repeat business and life long partnerships.
• Regularly attending industry events to network to make contacts and generate business leads.
• Hosting or attending promotional events to network and promote products (lines of business) to potential clients.
• Staying abreast of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
• Explaining to clients the differences between approval requirements of various types of mortgages; preparing and presenting a lending package based on client specifications.
• Assisting clients with completion of mortgage applications and inspecting completed documents for accuracy and thoroughness.

Howard Hanna Mortgage is offering our team members:

• Competitive compensation plan
• Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more.

HowardHanna.com

Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.