Mortgage Loan Officer

Howard Hanna Real Estate Services; Kentucky; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health, Vision & Dental

Paid vacation and PTO

401K match

Job summary

Howard Hanna Mortgage is seeking a motivated Loan Originator to research loan options, guide clients through applications and coordinate the approval and closing process. The role emphasizes building long-term relationships with clients, agents and partners to support the Howard Hanna Mortgage mission.

A top candidate will have loan originator experience, an NMLS license, strong communication skills and a proven sales track record.

Qualifications

• Experience as a Mortgage Loan Originator or financial sales professional with a verifiable sales record.
• Must hold a Mortgage banking license under DFI and NMLS.
• Strong communication, listening and interpersonal skills to manage leads and loans.
• Proven ability to cultivate lifelong relationships with clients, agents and partners.
• Thorough understanding of FHA, VA, Fannie Mae, USDA and conventional loans.

Responsibilities

• Develop relationships with agents and applicants to drive repeat business.
• Attend industry events to network and generate leads.
• Host or attend events to promote loan products to potential clients.
• Stay informed about local real estate trends, lending rates and regulatory changes.
• Explain differences in loan types and prepare lending packages based on client specs.
• Assist clients with mortgage applications and verify documents for accuracy.

Skills

Mortgage Loan Originator

Sales track record

NMLS License

Communication skills

Relationship building

FHA/VA knowledge

Job description

SUMMARY OF JOB:

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage’s mission of providing top level service to our clients, colleagues, and the communities we service. By actively researching loans for the best option and helping clients navigate the application, approval, and closing process in a timely and cost-effective manner, you will help to create long term and loyal clients.

Our affiliation with Howard Hanna Real Estate offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential.

A top candidate will have the following skills and experience:

• Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred.
• Have a Mortgage banking license under DFI, Department of Financial Institutions, and NMLS.
• Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with customers and team members.
• Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners.
• Ability to earn people’s trust and build relationships with all types of clients.
• Have a thorough understanding of Federal Housing Authority (FHA), Veteran Affairs (VA), Federal National Mortgage (Fannie Mae), USDA, and other types of conventional loans.
• Strive to be the best version of you - Be professional, approachable, empathetic, responsive and positive!

A typical day may entail:

• Building healthy relationships with agents and applicants to ensure repeat business and life long partnerships.
• Regularly attending industry events to network to make contacts and generate business leads.
• Hosting or attending promotional events to network and promote products (lines of business) to potential clients.
• Staying abreast of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
• Explaining to clients the differences between approval requirements of various types of mortgages; preparing and presenting a lending package based on client specifications.
• Assisting clients with completion of mortgage applications and inspecting completed documents for accuracy and thoroughness.

Howard Hanna Mortgage is offering our team members:

• Competitive compensation plan
• Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more.

HowardHanna.com

Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.