Mortgage Loan Closer I

City National Bank; Phoenix (AZ); On-site; USD 31,000 - 46,000; Full time

Benefits offered by this job

Comprehensive healthcare

401(k) matching

Tuition reimbursement

Generous time off

Diversity and inclusion programs

Job summary

City National Bank is seeking a Mortgage Loan Closer I to review loan packages for accuracy, fund loans, and perform post-closing audits. The role requires TRID knowledge, attention to detail, and experience with loan origination systems. Strong communication and organizational skills are essential.

The position emphasizes timely responses to internal customers, strict compliance, and the ability to handle multiple files daily. Competitive compensation aligns with location and experience.

Qualifications

• H.S. Diploma required.
• Minimum 1 year closing/funding experience.
• Minimum 1 year basic computer experience (Word, Excel, Outlook).
• TRID experience required.
• Strong regulatory knowledge and attention to detail.

Responsibilities

• Review executed loan packages for accuracy and completeness.
• Fund the loan and complete post-closing audits.
• Issue post-consummation closing disclosures.
• Ensure file and documents meet bank and compliance requirements.
• Input loan information accurately into the loan origination system.
• Verify critical details: property address, wire info, insurance, fees.

Skills

Attention to detail

Deadline driven

Communication skills

Problem solving

Time management

Education

High School Diploma

Tools

Microsoft Excel

Loan Origination System

Microsoft Word

Outlook

Job description

MORTGAGE LOAN CLOSER I

WHAT IS THE OPPORTUNITY?

The Mortgage Loan Closer I is responsible for reviewing executed loan packages for accuracy and completeness. They are also responsible for funding the loan. The Mortgage Loan Closer I is also responsible for completing post-closing audits and issuing post consummation closing disclosures.

WHAT WILL YOU DO?

• Ensures file and documents meet all applicable bank and compliance requirements.
• Communicate and respond to internal customers within 2 hours.
• Confirms all applicable wait periods have been met prior to funding.
• Confirms all prior to funding conditions have been satisfied.
• Completes a minimum of 8 files per day.
• Issues post consummation
• Completes post
• Follows up for trailing docs as needed.
• Verifies and inputs loan information accurately into loan origination system.
• Verifies the following information is correct, but not limited to: subject property address, wire information, insurance policy information, all fees, & the correct set
• Other duties as/or assigned by management.

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications*

• H.S. Diploma
• Minimum 1 year recent closing/funding experience
• Minimum 1 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.

Additional Qualifications

• Ability to identify and resolve problems in a timely manner.
• Strong attention to detail and accuracy.
• Ability to maintain high levels of performance, especially in stressful situations.
• Strong knowledge of federal/state regulatory policies and procedures. (TRID experience required).
• Excellent written and verbal skills.
• Excellent organizational skills.
• Ability to multi-task and work in a deadline driven environment.
• Proficient PC skills, including Microsoft Office and Loan Origination systems.

WHAT'S IN IT FOR YOU?

Compensation

Starting base salary: $22.27 - $33.43 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
• Generous 401(k) company matching contribution
• Career Development through Tuition Reimbursement and other internal upskilling and training resources
• Valued Time Away benefits including vacation, sick and volunteer time
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
• Career Mobility support from a dedicated recruitment team
• Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks.

ABOUT US

Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at.

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.