Mortgage Loan Closer

LHH; Kansas City (MO); On-site; USD 65,000 - 75,000; Full time

Job summary

LHH in Kansas City, MO, is partnering with a well-established financial institution to hire a Senior Mortgage Loan Closer. The role oversees residential closings from final approval through funding, ensuring accuracy, regulatory compliance, and an exceptional customer experience.

Candidates should have 5+ years of mortgage closing experience, proficiency with Encompass or similar platforms, and strong knowledge of TRID/RESPA requirements.

Qualifications

• 5+ years of mortgage loan closing experience
• Strong knowledge of conventional, FHA, VA, USDA, and portfolio loan products
• Thorough understanding of TRID, RESPA, and mortgage compliance requirements
• Experience reviewing title work, funding packages, and closing documents
• Proficiency with mortgage loan origination systems such as Encompass or similar platforms
• Exceptional attention to detail, organization, and problem-solving skills
• Ability to manage multiple transactions and deadlines simultaneously
• Strong communication skills and a customer-focused mindset

Responsibilities

• Prepare, review, and finalize mortgage closing packages for residential loan transactions.
• Verify that all underwriting conditions have been satisfied prior to closing.
• Ensure compliance with federal, state, investor, and company lending requirements.
• Coordinate with title companies, attorneys, borrowers, loan officers, and internal stakeholders to facilitate timely closings.
• Review Closing Disclosures, settlement statements, title commitments, and supporting documentation for accuracy.
• Manage funding requests, wire transfers, and post-closing documentation requirements.
• Resolve documentation discrepancies and ensure all loan files are complete and audit ready.
• Maintain detailed records and provide proactive communication throughout the closing process.
• Meet established service-level agreements and closing deadlines while maintaining quality and accuracy.

Skills

Mortgage closing

Attention to detail

Communication skills

Multi-tasking

Cross-functional coordination

Problem-solving

Tools

Encompass

Job description

Sr. Mortgage Loan Closer | Kansas City, MO

Direct Hire| $65-75K

LHH is partnering with a well-established financial institution is seeking an experienced Senior Mortgage Loan Closer to join its growing mortgage operations team. This role is responsible for coordinating and managing residential mortgage closings from final approval through funding while ensuring accuracy, compliance, and an exceptional customer experience. This is an excellent opportunity for a mortgage professional who thrives in a fast-paced environment, enjoys working cross-functionally with title companies, underwriters, loan officers, and borrowers, and has a strong understanding of mortgage regulations and closing requirements.

KEY RESPONSIBILITIES:

• Prepare, review, and finalize mortgage closing packages for residential loan transactions.
• Verify that all underwriting conditions have been satisfied prior to closing.
• Ensure compliance with federal, state, investor, and company lending requirements.
• Coordinate with title companies, attorneys, borrowers, loan officers, and internal stakeholders to facilitate timely closings.
• Review Closing Disclosures, settlement statements, title commitments, and supporting documentation for accuracy.
• Manage funding requests, wire transfers, and post-closing documentation requirements.
• Resolve documentation discrepancies and ensure all loan files are complete and audit ready.
• Maintain detailed records and provide proactive communication throughout the closing process.
• Meet established service-level agreements and closing deadlines while maintaining a high degree of quality and accuracy.

QUALIFICATIONS:

• 5+ years of mortgage loan closing experience, preferably in a senior-level capacity.
• Strong knowledge of conventional, FHA, VA, USDA, and portfolio loan products.
• Thorough understanding of TRID, RESPA, and mortgage compliance requirements.
• Experience reviewing title work, funding packages, and closing documents.
• Proficiency with mortgage loan origination systems such as Encompass or similar platforms.
• Exceptional attention to detail, organization, and problem-solving skills.
• Ability to manage multiple transactions and deadlines simultaneously.
• Strong communication skills and a customer-focused mindset.