Mortgage Loan Advisor

Virginia Credit Union; Midlothian (TX); On-site; USD 55,000 - 85,000; Full time

Job summary

Virginia Credit Union is seeking a Mortgage Loan Officer to proactively solicit mortgage clients and new members. You will assist applicants through FHA, USDA, VA and other programs, gather documents, and guide them from receipt to closing with excellent service.

Responsibilities include interviewing members, presenting loan options, communicating status, locking rates, underwriting prep, and promoting VACU mortgage products and services. NMLS required.

Qualifications

• Significant conventional and government loan experience required.
• Excellent knowledge of mortgage documentation and regulations.
• Experience building Builder/Realtor relationships and marketing mortgage products preferred.

Responsibilities

• Solicit mortgage clients and new members for VACU, explaining loan options.
• Prepare loan packages and submit to underwriting with required documents.
• Communicate loan status, lock rates, and coordinate closings with teams.
• Promote VACU mortgage products and related services to members and partners.
• Ensure compliance with applicable lending regulations and VACU policies.

Skills

Mortgage lending knowledge

Customer service

Sales ability

Communication skills

NMLS licensing

Education

High School diploma

College degree preferred

Tools

Encompass

CRM systems

Job description

Virginia Credit Union is seeking a Mortgage Loan Officer to proactively solicit mortgage clients and new members. You will assist applicants through FHA, USDA, VA and other programs, gather documents, and guide them from receipt to closing with excellent service.

Responsibilities include interviewing members, presenting loan options, communicating status, locking rates, underwriting prep, and promoting VACU mortgage products and services. NMLS required.