Mortgage Lender

Arvest Bank Group; Lowell (AR); On-site; USD 32,000 - 47,000; Full time

Job summary

Arvest Bank Group is seeking a Mortgage Lender to advise on real estate loan options for one- to four-family homes. You will maximize revenue by cross-selling and maintain loan supervision while staying compliant with bank policies and regulatory requirements.

You will develop referral sources, assess customer needs, and build strong client relationships to grow the loan portfolio across the region. This role requires 2 years of sales and 1 year of mortgage experience, plus the ability to

Qualifications

• 2 years of sales experience required.
• 1 year of mortgage/real estate experience required.
• Current NMLS SAFE Act Registration or ability to be registered within 30 days.

Responsibilities

• Develop referral sources to achieve and maintain an ongoing loan pipeline.
• Identify customer needs and advise the client of home loan options and products.
• Build customer relationships by actively listening to customers to uncover referral opportunities.
• Maintain compliance with bank policies, laws, and regulations, including BSA/AML requirements.

Skills

Sales experience

Mortgage/real estate knowledge

Communication skills

Education

Associate's Degree or Arvest Foundations training

Tools

NMLS SAFE Act Registration process

Job description

Pay is based on a number of factors including the successful candidate’s job-related knowledge and skills, qualifications, and prior experience. Arvest offers a comprehensive suite of benefits, including a full range of health and life, financial, and wellness benefits. For more information about benefits, please visit www.arvest.com/careers/benefits.

Location: 3601 36th Avenue NW, Norman, OK 73072

Position requires availability Monday through Friday 8:00 AM to 5:00 PM with additional hours as needed.

The story of Arvest is one of commitment started by our founders in 1961, with an intense dedication to focusing on our customers. We will always be active and involved members of the communities we serve, and we will always work to put the needs of our customers first as we continue to fulfill our mission - People helping people find financial solutions for life.

Job Title: Mortgage Lender

Under the supervision and guidance of the assigned manager. The Mortgage Lender is responsible for advising an array of products for real estate loans for one to four-family homes for customers. As the decision-making resource for the customer, the incumbent provides professional guidance to customers in their search for financing. Detailed knowledge of the many products offered is critical to allow proper evaluation of all loan prospects. The Mortgage Lender should maximize revenue generation by utilizing all cross-selling opportunities. Finally, the incumbent must protect the bank’s loan assets by providing continual supervision for the loans under their accountability. Incumbents assigned to this Mortgage Lender role will be those on a guarantee or those who do not earn more than half of their total compensation in the form of commissions outlined by the Department of Labor.

We seek candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired.

What You Will Do at Arvest:

(Other duties may be assigned.)

• Develop referral sources to achieve and maintain an ongoing loan pipeline.
• Identify the customer needs and advise the client of their home loan options. Recommend differing products based on customers' needs and circumstances. Detailed knowledge of many products offered is critical to allow proper evaluation of all loan prospects. Know and follow the Arvest lending policy.
• Build customer relationships by actively listening to customers to discover clues that might reveal referral opportunities.
• Resolve all customer complaints personally or refer them to the proper area. Forward a copy of all written complaints to the manager.
• Correspond with applicants, creditors, and third parties such as Title Company, Real Estate Agents, Insurance Agents, etc. Communicate all-important information and all changes to Arvest Mortgage.
• Prepare, present, or participate in seminars or information presentations for realtors, builders, etc. Become active in area community programs.
• Stay current on all changes within the financial products industry and maintain a thorough knowledge of bank operations, credit and lending policies and procedures, and accounting and finance.
• Understand and comply with bank policy, laws, regulations, and the bank's BSA/AML Program, as applicable to your job duties. This includes but is not limited to complete compliance training and adhering to internal procedures and controls; reporting any known violations of compliance policy, laws, or regulations; and report any suspicious customer and/or account activity.

Supervisory Responsibilities:

NA

Toolbox for Success:

• Associate's Degree or completion of Arvest Foundations training or equivalent experience required.
• 2 years of sales experience required.
• 1 year of mortgage/real estate experience required.
• Current NMLS SAFE Act Registration or the ability to be registered within 30 days required.
• Relevant military experience is considered for veterans and transitioning service members.

Physical Demands:

The associate must be able to travel occasionally by themselves within the US, possibly overnight. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

We offer competitive compensation, benefits packages, and significant professional growth.

Along with an excellent benefits package, our associates are engaged, rewarded for performance, and encouraged to grow professionally and personally. Our future is driven by our associates. If you want to be recognized for your results and empowered to reach your potential, we urge you to apply.

Grade 13

Pay Range: $22.50 - $33.75 per hour