Mortgage Disclosure Desk/Loan Set-Up

Universal Lending; United States; On-site; USD 40,000 - 50,000; Full time

Benefits offered by this job

Comprehensive benefits package

Competitive salary based on experience

Job summary

A mortgage services company is seeking a Loan Set-Up professional to manage initial disclosures and documentation for loan processing. The role involves ensuring timely communication with clients and compliance throughout the mortgage process, requiring at least 3 years of mortgage experience and strong organizational skills. The expected salary for this position ranges from $40,000 to $50,000 annually, with a benefits package that includes medical and dental insurance, emphasizing a collaborative culture.

Qualifications

• 3+ years mortgage experience preferred.
• Computer literacy required, capable of learning new software.
• Effective communication skills in written and verbal formats.

Responsibilities

• Send initial disclosures and Loan Estimate within 3 days of application.
• Order third party verifications as needed.
• Follow-up on signed loan estimates within company timeframes.

Skills

Mortgage experience

Computer Literate

Effective communication skills

Strong organization skills

Tools

Encompass

Microsoft Word

Microsoft Excel

Job description

The Mortgage Disclosure Desk/Loan Set-Up role is an essential part of the loan origination process, ensuring borrowers receive accurate and timely disclosures and that loan files are properly prepared for underwriting and processing. This position manages initial disclosures, change-of-circumstance updates, document ordering, and early-stage file organization. The role supports a smooth, compliant and customer-focused mortgage experience from the very beginning of the loan cycle.

Responsibilities

• Send initial disclosures and Loan Estimate from Encompass to buyer within 3 days of application.
• When requested, send change of circumstance loan estimates within 3 days of change request.
• Order third party verifications.
• Follow-up on signed loan estimates within company timeframes.

Personal Professional Standards

• Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
• Strive for teamwork and cooperation and actively participate in goals for self-improvement.

Key Qualifications

• 3+ Years Mortgage experience preferred
• Computer Literate (Windows, Word, Excel) and able to learn/use new Software
• Working knowledge of Encompass and/or other LOS
• Effective communication skills both written and verbal
• Strong organization skills and follow-through capabilities

The expected base salary for this position is between $40,000 to $50,000 per year, depending on experience and skillset. Base salary is paid bi-weekly.

Why Work for Universal Lending Corporation

Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation, you can work with other passionate, purposeful, and customer‑centric people, all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers a competitive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.

Physical Requirements

This is primarily a sedentary position. Requires the ability to hear, type and talk. Finger dexterity is required to operate a computer keyboard. The primary work location is a corporate office with low to moderate noise levels.

The physical demands and work environment characteristics described are representative of those that must be met by an employee to successfully perform the essential functions of the position. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Supervisory Responsibilities

This position does not supervise other employees.

Travel Requirements

Occasional travel may be required. A valid driver’s license and active vehicle insurance is required at all times.

FLSA Classification

Non-Exempt

Disclaimer

Universal Lending Corporation is an equal opportunity employer. Candidates must be authorized to work in the United States. The statements above are intended to describe the general nature and level of work being performed by individuals assigned to this role. Management retains the discretion to add, modify, or remove job duties at any time.