Mortgage Credit Automation Analyst – Portfolio & Decision Support

Citigroup Inc.; O’Fallon (MO); On-site; USD 90,080 - 135,120; Full time

Benefits offered by this job

Medical, dental and vision coverage

401(k) plan

Life, accident and disability insurance

Wellness programs

Paid time off packages

Job summary

Citigroup Inc. is looking for a Credit Portfolio Sr Analyst in O’Fallon, Missouri. This role involves overseeing the analysis, implementation, and validation of the Mortgage Business proprietary Automated Underwriting system. The candidate will be responsible for independent analysis and developing documentation that drives underwriting and processes.

To excel, candidates should have 5 years of mortgage underwriting experience and expertise in credit fundamentals. The position also offers a comprehensive benefits package and opportunities for career growth.

Qualifications

• 5 years of experience in Mortgage Underwriting or 6-10 years in Mortgage Processing.
• Expertise in Credit Policy and Mortgage Lending Programs.
• Ability to work independently with strong attention to detail.

Responsibilities

• Analyze Wealth Credit Policy Guidelines for Decision Select AUS monthly.
• Drive high-quality automation to support Policy and Process.
• Implement and optimize risk automation for mortgage loan origination.

Skills

Mortgage Underwriting

Credit Fundamentals

Mortgage Processing

Analytical Skills

MS Office Proficiency

Education

Bachelor's degree or equivalent experience

Tools

LoanFX

Empower

Job description

Citigroup Inc. is looking for a Credit Portfolio Sr Analyst in O’Fallon, Missouri. This role involves overseeing the analysis, implementation, and validation of the Mortgage Business proprietary Automated Underwriting system. The candidate will be responsible for independent analysis and developing documentation that drives underwriting and processes.

To excel, candidates should have 5 years of mortgage underwriting experience and expertise in credit fundamentals. The position also offers a comprehensive benefits package and opportunities for career growth.