Mortgage Banker - Remote

The Federal Savings Bank; Oregon; Hybrid; USD 60,000 - 180,000; Full time

Benefits offered by this job

Medical, Dental, and Vision insurance

401k with partial match

In-house training

Education Reimbursement

Employee Home Loan Discount

Mentoring for sales leadership

National presence

Job summary

The Federal Savings Bank is seeking results-driven mortgage professionals to help customers navigate the home lending process with confidence. This role leverages a 50-state lending platform, in-house processing, underwriting, and closing to deliver a best-in-class home loan experience.

Candidates should have a minimum of three years in mortgage lending, a proven ability to grow referral partners, and a track record of self-generated loan volume in a commission-based environment.

Qualifications

• Three+ years of mortgage lending experience in outside sales.
• Active NMLS license.
• Proven ability to generate new purchase loans.
• Strong interpersonal communication skills.

Responsibilities

• Offer loan solutions to customers while following lending guidelines and customer needs.
• Manage and maintain a customer relationship portfolio.
• Identify opportunities to retain clients and develop new ones.
• Oversee the efficiency of the customer pipeline and closing timelines.
• Present loan products and services to customers and realtors as appropriate.
• Review documentation for compliance and accuracy.
• Gather customer information for analysis on complex borrowers.
• Collaborate with internal and external stakeholders to complete mortgage transactions.
• Manage self-generated referrals and realtor relationships.

Skills

Mortgage lending

Outside sales

NMLS license

Customer relationship management

Job description

The Federal Savings Bank is seeking client-focused sales professionals with at least three years of mortgage banking experience to help customers navigate the home lending process with confidence. This is an exceptional opportunity for individuals looking to grow their business with the support of a 50-state lending platform, in-house processing, underwriting, and closing, and a wide array of loan programs. The Federal Savings Bank provides the tools and resources needed to position you and your referral partners for success while delivering the best possible home lending experience to your clients.

Key Responsibilities

• Offer loan solutions to customers while keeping in mind lending guidelines and the requirements of the customer
• Manage and maintain a customer relationship portfolio
• Look for opportunities that will help to retain clients as well as develop new ones
• Manage the efficiency of your customer pipeline
• Establish loan solutions and offer products and services to customers
• Review and ensure documentation is compliant
• Gather customer information for analysis for multifaceted and/or complex borrowers
• Co-act with internal and external stakeholders to ensure mortgage transactions are complete
• Responsible for managing self-generated customer referrals and realtor needs

What We Offer

• Medical, Dental, and Vision insurance plans.
• HSA and FSA plan options.
• Company-paid life insurance.
• 401k with partial match.
• Complimentary Employee Assistance Program (EAP).
• In-house virtual training opportunities to broaden your industry knowledge.
• Education Reimbursement.
• Employee Home Loan Discount Program.
• Employee recognition on a national scale.
• Frequent employee appreciation events.
• Mentoring available to Sales Managers and Originators looking to grow their business.

More Reasons to Join

• Mentoring available to Sales Managers and Originators looking to grow their business
• Loan Products for Every Scenario : FHA, VA, Conventional, USDA, Jumbo, 203k & Renovation, Portfolio, Condos/Co-ops, Construction, Multi-Family, Commercial, Personal Loans and more!
• 100% In-House Operations: Experienced and highly trained operations staff for Processing, Underwriting, Closing, and Post Closing
• Pricing & Compensation: Some of the most competitive pricing and compensation plans in the industry
• Marketing: Unique company culture where originators are encouraged to build their own brand while leveraging The Federal Savings Bank platform and expand their teams. We will help you revamp your business plan!
• Recognition: Annual Chairman's Club trips open to top-performing sales team members! Some of our past destinations include Spain, Prague, Mexico, and Italy. This year's Chairman's Club winners will be going to Morocco!
• National Presence: NMLS licensed in all 50 states upon training completion

RequirementsExperience Requirements

• Minimum of three years of mortgage lending experience in outside sales
• Active NMLS #
• Two or more new purchase loans per month preferred
• Must be self-motivated and results-oriented with a strong drive for success
• Strong interpersonal communication skills; ability to effectively interact with individuals within all departments of the bank
• Thorough knowledge of current originating guidelines/procedures
• Favorable credit and background check
• Veterans are encouraged to apply

Outside Sales Compensation

This position is 100% commission. Those hired are eligible to earn monthly commissions that are based upon a percentage, 50-200 basis points (0.50%-2.00%), of funded loan volume. Total volume funded is based on individual production and performance. There is no cap on commissions.

The Federal Savings Bank is an equal opportunity employer . All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.