Mortgage Banker - Charleston

Synovus Financial Corp; Atlanta (GA); On-site; USD 40,000 - 70,000; Full time

Job summary

A leading financial corporation is seeking a motivated mortgage loan officer to provide lending services to the real estate community. This role requires developing loan referrals, promoting mortgage products, and managing the loan application process, all while maintaining a high level of customer service. Successful candidates will have an associate's degree and previous experience in mortgage sales.

Qualifications

• 1+ years experience in mortgage loan sales required.
• Registration with NMLS required within 30 days of employment.

Responsibilities

• Solicits mortgage loans from current affiliates and realtors.
• Assists in the loan application process and gathers necessary information.

Skills

Customer Service

Communication

Attention to Detail

Judgment

Education

Associate's degree in related field

Tools

Microsoft Word

Microsoft Excel

Job description

This is a 100% commission job.

Job Summary:
Provides lending services to the real estate community by serving and identifying financial needs. Promotes mortgage products to clients. Develops loan referrals and repeat loan business.

Job Duties and Responsibilities:

• Calls on current affiliates, realtors, and builders to solicit mortgage loans.
• Networks with agents, attorneys and CPA's to develop referral base.
• Executes loan application process in full, and assists processor in gathering information needed to approve the loan.
• Participates in community activities in order to keep contacts fresh and better understand the local real estate market.
• Negotiates competitive fees and rates for the various loan programs.
• Generates new ideas to facilitate productivity and enhance customer service.
• Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
• Performs other related duties as required.

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Synovus is an equal opportunity employer committed to fostering an inclusive work environment.

Minimum Education:

• Associate's degree in related field, or an equivalent combination of education and experience

Minimum Experience:

• 1+ years experience in a mortgage loan sales capacity

Certifications or Licenses:

This position requires successful registration and issuance of a unique identification number from the Nationwide Mortgage Licensing System (NMLS) in compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE ACT). Registration must be accomplished within an established timeframe after initial employment and includes a nationwide finger print check.

Required Knowledge, Skills, & Abilities:

• Knowledge of and ability to interpret real estate laws, regulations, policies and compliance
• Demonstrated understanding of mortgage products, services and guidelines necessary to generate real estate loans
• Registration with the Nationwide Mortgage Licensed System (NMLS) or ability to be registered within 30 days of employment (pass nationwide fingerprint check)
• Ability to maintain a positive attitude and professional image
• High level of customer service and attention to detail; excellent communication skills
• Works independently and must be a self-starter
• Ability to utilize good judgment and make sound decisions quickly
• General working knowledge of Microsoft Word and Excel Applications
• Good computer skills

Preferred Knowledge, Skills, & Abilities:

• Active Mortgage Originator with a pipeline