Mortgage Banker

First Merchants Corporation; Royal Oak (MI); On-site; USD 45,000 - 85,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance

401k

Paid Holidays

Paid Parental Leave

Tuition Reimbursement

Additional Benefits

Job summary

First Merchants Bank in Royal Oak, MI is seeking a Mortgage Banker to handle prospective and existing client mortgage needs, from initial consultation to closing. You will gather financials, input into the loan origination system, discuss client needs, and recommend products while coordinating with underwriting to ensure a complete loan package.

The role emphasizes referral development and community relationships to grow mortgage business.

Qualifications

• High school diploma or equivalent (GED).
• Minimum of two (2) years of experience self-sourcing leads in a financial services environment.
• Ability to transport self to various locations within assigned region.

Responsibilities

• Use referral sources to develop mortgage loan business.
• Build and maintain business relationships within the community.
• Provide excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Market to and prospect for new referral sources (Realtors, Builders, COI).
• Develop new and expand internal and external referral sources to grow business.

Skills

Self-sourcing leads

Relationship building

Customer service

Networking

Education

High school diploma (GED)

Job description

First Merchants Bank is seeking a Mortgage Banker to join our team! This position will be responsible for handling prospective customer and existing client mortgage needs. This would include initial consultation, gathering and review of financial information and inputting file into our Mortgage Loan Origination System. The Mortgage Banker will be responsible for discussing client's needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process. Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization.

As part of this role you will:

• Use referral sources to develop mortgage loan business.
• Build and maintain business relationships within the community.
• Provide excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
• Market to and prospect for new referral sources (Realtors, Builders, COI).
• Develop new and expand internal and external referral sources to grow business.

To be successful in this position, we require the following:

• High school diploma or equivalent (GED).
• A minimum of two (2) years of experience self-sourcing leads in a financial services environment.
• Ability to transport self to various locations within assigned region.

First Merchants offers the following:

• Base Pay PLUS Bonuses
• Medical, Dental and Vision Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/Sick Time
• Paid Holidays
• Paid Parental Leave
• Tuition Reimbursement
• Additional Benefits

A little about us:

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.

Our Vision is:

To enhance the financial wellness of the diverse communities we serve.

Our Mission is:

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team:

"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.