Mortgage Banker

City National; Coral Gables (FL); Ibrido; USD 55.000 - 90.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health Coverage

401(k) Matching

PTO & Holidays

Wellness Resources

Descrizione del lavoro

City National Bank of Florida is seeking a Mortgage Loan Originator in the Coral Gables area to lead conforming loan production and advise customers on mortgage options. The role relies on building referrals from real estate agents, builders, relocation services, and past clients while driving growth beyond the retail branch network.

The position demands strong communication, adherence to state and federal mortgage regulations, and the ability to work independently to meet sales targets.

Competenze

• Bachelor's degree in Business, Real Estate, or related field.
• Equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree.
• 2-4 years of mortgage sales experience.
• Thorough understanding of underwriting criteria and guidelines.
• Knowledgeable in Federal and State regulations for Mortgage and Home Equity lending.
• Strong knowledge of conforming loan programs, products, and industry regulations.
• Excellent communication and interpersonal skills.
• Self-motivated, goal-oriented, and able to work independently.
• Strong computer skills and competence in Microsoft Office.
• Professional appearance and demeanor at all times.

Mansioni

• Consistently meets and exceeds individual and/or team sales goals, including but not limited to deposit, loans and other, as applicable.
• Increase conforming loan applications through marketing and generating referrals from centers of influence, previous customers and client referrals.
• Introduce their self-sourced customers to other lines of business within the bank.
• Drive business development outside of retail branch network through real estate agents, homebuilders, relocation services, cold calling, etc.
• Meets the requirements of the S.A.F.E. Act and expected to follow procedures including notifying Human Resources of any changes in current status.

Conoscenze

Mortgage sales experience

Underwriting criteria

Regulations (Mortgage/Home Equity)

Conforming loan programs/products

Communication skills

Self-motivation/goal orientation

MS Office

Professional appearance/demeanor

Formazione

Bachelor's Degree in Business/Real Estate/related field

Equivalent education/experience

Strumenti

MS Office

Descrizione del lavoro

About Us

Think BIG. Achieve More.

At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!

Overview

The Mortgage Loan Originator (MLO) is responsible for conforming mortgage loan production throughout the assigned market. Primary concentration and source of business is secondary conforming self-sourced mortgage business. Acts as an advisor to potential and existing mortgage customers. Maximize production with referrals from local builders, real estate agents, contractors, affinity partners and past clients. Ensure an exceptional customer experience is maintained with all potential and existing customers. Ensure all aspects of conforming mortgage applications are in compliance with all applicable state and Federal laws, regulations and bank policies and procedures.

Principal Duties & Responsibilities

• Consistently meets and exceeds individual and/or team sales goals, including but not limited to deposit, loans and other, as applicable.
• Increase conforming loan applications through marketing and generating referrals from centers of influence, previous customers and client referrals.
• Introduce their self-sourced customers to other lines of business within the bank.
• Drive business development outside of retail branch network through real estate agents, homebuilders, relocation services, cold calling, etc.
• Meets the requirements of the S.A.F.E. Act and expected to follow procedures including notifying Human Resources of any changes in current status.

Qualifications

• 2-4 years of mortgage sales experience.
• Thorough understanding of underwriting criteria and guidelines.
• Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending.
• Strong knowledge of conforming loan programs, products, and industry regulations.
• Excellent communication and interpersonal skills.
• Self-motivated, goal-oriented, and able to work independently.
• Strong computer skills and competence in Microsoft Office.
• Must have professional appearance and demeanor at all times.

Education

• Bachelor's Degree in Business, Real Estate, or related field.
• An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree.

Benefits & Perks

We offer a competitive benefits package designed to support your success:

• Health Coverage: Medical, dental, and vision plans with employer contributions.
• Retirement Savings: 401(k) with matching.
• Paid Time Off & Holidays: Generous PTO and paid holidays.
• Wellness Support: Access to mental health and financial wellness resources.

Visit our benefits page to learn mor eBenefits!

Join City National Bank of Florida. The possibilities are endless.

Special information to candidates

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information.

Applicants who require a reasonable accommodation to participate in the interview process should contact [e-mail] in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.