MLI Origination Specialist

Bank of America; New York (NY); On-site; USD 98,000 - 135,000; Full time

Benefits offered by this job

Annual discretionary incentive

Job summary

Bank of America in New York, NY seeks a Market-Linked Investments Structuring & Origination specialist to originate and structure customized OTC derivatives and Market-Linked Investments for Retail and UHNW clients. You will develop hedging and portfolio strategies across asset classes, prepare client materials, and coordinate complex transactions with Sales, Trading, Risk, Legal, and Tech teams.

The role focuses on defining future workflows, driving platform enhancements, and delivering

Qualifications

• Required: 2-5+ years of relative financial industry experience.
• Knowledge of capital markets, derivatives, structured products, and portfolio construction.
• Must hold SIE, Series 7, 66, and 79 licenses, or obtain within 120 days of hire.

Responsibilities

• Originating and structuring customized OTC derivatives and Market-Linked Investments aligned with client objectives and risk tolerances.
• Developing research-driven investment, hedging, and portfolio positioning strategies across asset classes.
• Preparing term sheets, educational materials, marketing collateral, and client presentations.
• Pricing, executing, and coordinating transactions with Sales, Trading, Operations, Risk, Legal, Compliance, and Technology partners.
• Leading strategic platform initiatives to modernize the end-to-end structured products ecosystem.
• Partnering with internal technology teams and external providers to enhance platform functionality and automate workflows.
• Defining business requirements and future-state workflows across origination, execution, servicing, and reporting.
• Driving integration across multiple systems and third-party platforms to improve advisor experience.
• Developing strategic roadmaps and business cases to support innovation and growth.
• Identifying opportunities to leverage technology and partnerships to expand capabilities.

Skills

Analytical Thinking

Customer Focus

Financial Forecasting

Financial Management

Risk Management

Causation Analysis

Client Management

Market Analysis

Presentation Skills

Relationship Building

Data Management

Project Management

Result Orientation

Tools

SIE

Series 7

Series 66

Series 79

Job description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.

Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

Typically acts as the secondary coverage for clients. Extensive product knowledge. Interacts with clients to execute complex product transactions that generate significant revenue. Works under direction of more senior associates.

The Market-Linked Investments Structuring & Origination team is a cross-asset structured products group responsible for the origination, structuring, positioning, and execution of customized investment solutions for Retail and Ultra-High-Net-Worth (UHNW) clients across the Americas. The team develops strategic and tactical investment ideas, structures OTC derivatives and Market-Linked Investments, and provides portfolio positioning and risk-management solutions across equities, commodities, foreign exchange, interest rates, and hybrid asset classes.

Responsibilities:

• Originating and structuring customized OTC derivatives and Market-Linked Investments aligned with client objectives, market views, and risk tolerances.
• Developing research-driven investment, hedging, and portfolio positioning strategies across asset classes.
• Preparing term sheets, educational materials, marketing collateral, and client presentations.
• Pricing, executing, and coordinating transactions with Sales, Trading, Operations, Risk, Legal, Compliance, and Technology partners.
• Leading strategic platform initiatives focused on modernizing the end-to-end structured products ecosystem.
• Partnering with internal technology teams and external providers to enhance platform functionality, automate workflows, and improve operational scalability.
• Defining business requirements and future-state workflows across origination, execution, servicing, and reporting processes.
• Driving integration and optimization efforts across multiple systems and third-party platforms to deliver a more efficient and intuitive advisor experience.
• Developing strategic roadmaps and business cases that support innovation, advisor adoption, business growth, and operational efficiency.
• Identifying opportunities to leverage technology, digital solutions, and industry partnerships to expand capabilities, improve client outcomes, and support the continued growth of the business.

Required Qualifications:

• 2-5+ years of relative financial industry experience.
• Knowledge of capital markets, derivatives, structured products, and portfolio construction.
• Must hold SIE, Series 7, 66, and 79 licenses, or be able to obtain the required licenses within 120 days of hire.

Desired Qualifications:

• Strong quantitative, analytical, strategic, and communication skills, with the ability to bridge investment expertise, technology. development, and business transformation initiatives.
• Experience structuring, pricing, or executing derivatives and/or Market-Linked Investments.
• Ability to lead cross-functional initiatives involving business, technology, operations, and external partners.
• Experience developing platform capabilities, workflow enhancements, or business transformation initiatives.
• Strong stakeholder management and communication skills, with the ability to influence across multiple organizations.
• A strategic mindset focused on innovation, scalability, process improvement, and enhancing advisor and client experiences through technology and partnership-driven solutions.

Skills:

• Analytical Thinking
• Customer and Client Focus
• Financial Forecasting and Modeling
• Financial Management
• Risk Management
• Causation Analysis
• Client Management
• Market Analysis
• Presentation Skills
• Relationship Building
• Data Management
• Project Management
• Result Orientation

Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy.

Shift:

1st shift (United States of America)

Hours Per Week:

40

Pay Transparency details

US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Pay range

$97,500.00 - $134,700.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.