ML Engineering Lead, Credit Insights

Plaid Inc.; New York (NY); On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

Equity

Commission

Job summary

Plaid is seeking a Manager of Machine Learning Engineering on the Credit team to lead the group responsible for LendScore and Income Insights. You will manage ML Engineers and Data Scientists, set the roadmap, and partner with Engineering, Product, and Data teams to deliver customer and business impact.

In this role, you will guide end-to-end model development from experimentation to online serving, tackle 0-to-1 opportunities, and foster a data-driven culture focused on measurable impact.

Qualifications

• 8+ years of experience training and serving AI or machine learning models in production environments.
• Experience leading a team of Data Scientists and Machine Learning Engineers.
• Experience in fintech lending and a strong understanding of how models are built and used in lending.
• Experience building or working with data-intensive backend applications in large, distributed systems.
• Ability to code and iterate independently using data infrastructure tools such as Python, Spark, Jupyter notebooks, and standard machine learning libraries.
• A track record of taking ownership and driving projects to business impact.
• Ability to work effectively with both technical and non-technical teams.
• Master’s degree or equivalent work experience in CS, Mathematics, Engineering, or related field.
• Nice to have: Experience in data analytics or data engineering.

Responsibilities

• Lead, support, and develop a team of Machine Learning Engineers and Data Scientists working across credit insights products.
• Set technical and product direction for evolving LendScore and Income Insights, including the team’s ML roadmap.
• Partner with Engineering, Product, and Data teams to prioritize opportunities and deliver reliable, scalable solutions.
• Guide the development of machine learning models across the full lifecycle, from experimentation and offline training to online serving and monitoring.
• Help the team tackle 0-to-1 opportunities and the scaling and improvement of established products.
• Foster a high-ownership, bottom-up team culture grounded in data-driven decisions and business impact.

Skills

Leadership experience

Fintech lending

Distributed systems

Python

Spark

Jupyter notebooks

ML in production

Data modeling

Cross-functional collaboration

Education

Master’s degree or equivalent in CS/Math/Engineering

Tools

Python

Spark

Jupyter notebooks

Machine learning libraries

Job description

Plaid is seeking a Manager of Machine Learning Engineering on the Credit team to lead the group responsible for LendScore and Income Insights. You will manage ML Engineers and Data Scientists, set the roadmap, and partner with Engineering, Product, and Data teams to deliver customer and business impact.

In this role, you will guide end-to-end model development from experimentation to online serving, tackle 0-to-1 opportunities, and foster a data-driven culture focused on measurable impact.