ML Engineer - Credit & Lending Fintech

Plaid Inc.; United States; Remote; USD 140,000 - 190,000; Full time

Benefits offered by this job

Equity

Commission

Medical, dental, vision, and 401(k)

Job summary

Qualifications

• 2+ years of experience training and serving AI/ML models in production.
• Experience in fintech lending and an understanding of lending workflows.
• Experience building data-intensive backend applications in large distributed systems.
• Proficiency with Python, Spark, and Jupyter notebooks for end-to-end ML pipelines.

Responsibilities

• Develop and productionize AI/ML models from offline training to online serving.
• Experiment with modeling approaches for credit use cases while balancing risk and performance.
• Collaborate with engineers to ingest signals and bring models into production.
• Contribute to both new initiatives and scaling existing ML solutions.
• Help define the company’s ML roadmap across teams.
• Analyze data to guide day-to-day decisions with evidence-based insights.

Skills

Python

Spark

Jupyter

ML model deployment

Education

Master's degree or equivalent

Tools

Spark

Jupyter

Job description