Middle Market Banking - Portfolio Analyst

NBH Bank; Dallas (TX); Vor Ort; USD 95.000 - 135.000; Vollzeit

Benefits dieser Stelle

Insurance

401(k)

Stock purchase plan

Paid time off

Banking perks

Zusammenfassung

NBH Bank seeks a Portfolio Analyst in Dallas to underwrite loan presentations and support the growth of a mid-market portfolio. You will build financial models, support relationship managers, and collaborate with Credit Approval and Loan Operations to ensure credit quality. Strong writing and attention to detail are essential.

Join a role focused on high-value relationships, rigorous analysis, and timely, accurate reporting within a stable banking environment.

Qualifikationen

• Bachelor’s degree in accounting or finance or equivalent.
• 4+ years of banking experience.
• Strong business writing skills.
• Self-starter with a finance focus.
• Strong attention to detail.

Aufgaben

• Underwrite loan presentations to support portfolio growth.
• Develop financial models for underwriting and reviews.
• Manage profitable client relationships across departments.
• Monitor credit standards through portfolio reviews and reporting.

Kenntnisse

Strong writing

Attention to detail

Self-starter

Client communication

Analytical thinking

Ausbildung

Bachelor’s in accounting or finance

Master’s degree in accounting or finance

Professional certification

Tools

Excel modeling

PowerPoint & Word

Microsoft Word

Jobbeschreibung

It starts with our culture ...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn’t just see a number, they’d see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people’s lives and offer simple solutions.

That’s the basics of Relationships. Fairness. Simplicity®. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity and Inclusion. Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.

The responsibility of this position is managing specialized work efficiently, with confidence and competence. The position requires above average attention to details, concern for the exact correctness of work, and strong commitment to tasks completed on time. The person in this position will take work seriously, has a strong sense of duty, and is disciplined. A somewhat faster-than-average pace will be the norm for this position. Detailed, specialized work is the major focus. The person in this position will require clearly defined work, responsibilities, and reporting relationships, ongoing and thorough training opportunities to develop expertise and increase confidence, and frequently expressed appreciation of the person’s competence, conscientiousness, and loyalty. The position will provide security in a stable work environment, allowing the person to plan for, focus on and complete tasks on hand. When changes in the nature of the work occur, the person in this position will need direction, training and support. The position will generally be task oriented, requiring someone with a conservative, careful, and cautious approach to work.

As a Portfolio Analyst, you will underwrite loan presentations ensuring the overall success and growth of an assigned portfolio, including originations, annual reviews, amendments, risk rating assessments, financial spreads, financial modeling, among other duties with a primary focus on credit relationships generally exceeding $5 million in total credit exposure. You will be responsible for a variety of tasks including preparing financial models for use in underwriting, supporting the management of profitable client relationships and work with other areas in the Bank including Credit Approval, Loan Operations and Executive Management. This position requires understanding and ability to critically analyze borrower financial statements using accounting and finance skills for middle market clients. Additionally,Middle Market Banking Portfolio Analysts are expected to assist relationship managers and portfolio managers with management of an existing portfolio of clients and monitor client relationship for compliance with credit standards through monthly portfolio monitoring. The position also requires the candidate to maintain a high level of analytical skills to ensure credit quality standards are met within the portfolio.

You will be asked to participate in community and business functions to ensure a positive image for the bank within the regions marketplace industry and industry specific groups, establishing referral contacts within both the community & specialty industry are an important part of the role. Finally, you will build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements:

To be considered for this position, you must possess the following qualifications.

• Bachelor’s degree in accounting or finance or equivalent combination of education and experience.
• 4+ years of relevant banking experience.
• Strong business writing skills.
• Self-starter personality with a passion to pursue further endeavors in the finance field.
• Strong attention to detail.

• Driving may be required with this position. Applicants must have a valid driver's license (may not be learner’s, restricted or “to and from work” license) and driving history that meets the Bank’s driver standards. This information will be verified in a Motor Vehicle Report.

Desired Qualifications:

To be considered an i deal candidate, you should possess some of the following qualifications:

• Master’s degree in accounting or finance and/or certification in the field.
• Experience in a specialized segment of financial services (i.e. Healthcare, Food/Agribusiness, Asset Based Lending, Government/Nonprofit, Restaurant/Franchise, or Equipment Finance).
• 6+ years of relevant experience in specialty or commercial banking.
• Completed formal credit training program.
• Strong Excel modeling skills.

• Proficient in Microsoft PowerPoint and Word.
• Provide strong credit knowledge.
• Ability to train and/or mentor newer Credit Analysts.
• Clearly and enthusiastically convey information and ideas in a manner that engages and persuades clients.
• Well-developed and proven organizational skills with ability to utilize time efficiently.
• Ability to make sound and timely decisions, to consistently deliver on commitments, and assume responsibility for results.

Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly, and local. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• Office setting with traditional hours.
• Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
• Must be able to work overtime to the extent necessary.
• Must be able to work additional hours outside routine business hours to the extent necessary.
• Must be able to travel – estimated at 10% of the time.

Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.