Mid-Level Underwriter

Hub International; Florida; On-site; USD 120,000 - 150,000; Full time

Benefits offered by this job

Health/dental/vision insurance

401(k) with company match

Paid time off

Job summary

HUB International in Florida seeks an experienced underwriter to evaluate and price mid-to-large risks in cargo, marine, and logistics. You will solicit information, produce quotes and binders, issue policies and endorsements, and manage relationships with distribution partners.

The ideal candidate has 5+ years in underwriting, knowledge of rating and pricing models, and strong client service skills. The role requires collaboration with underwriting directors and the ability to handle multiple

Qualifications

• 5+ years underwriting experience with emphasis in supply chain operations.
• Knowledge of rating and pricing models.
• Knowledge of the logistics industry and regulatory environment in this sector.
• Strong skills in risk selection and deal management to grow the portfolio.
• Demonstrated ability to cultivate and foster business relationships.
• Understanding of principles and processes for providing excellent customer service.

Responsibilities

• Engage with distribution partners to collect and reconcile new and renewal submission information to begin the underwriting review process in accordance with company guidelines.
• Review, analyze and evaluate submission details to determine exposures and identify necessary structure (terms, limits, conditions, deductibles).
• Input data and exposure information into the appropriate systems to provide timely quotes, policies and endorsements.
• Deliver quotes and manage communication flow with distribution partners throughout the process.
• Provide binders for new and renewal accounts/policies and identify proper forms and endorsements for policy construction.
• Adhere to granted levels of underwriting authority and consult with Underwriting Directors & Officers as needed when risks exceed authority.
• Respond to mid-term change requests including processing of endorsements in accordance with guidelines.
• Respond to brokers' service requests for loss runs, endorsements, etc.; ensure documentation is received.
• Document all systems/account files within established due dates.
• Effectively manage, organize and prioritize multiple tasks.
• Proactively solve problems to meet client/broker expectations and interpret policy language as needed.
• Provide excellent customer service to internal and external customers including underwriters, claims, sales, operations; agents and brokers.

Skills

Underwriting experience

Pricing models

Risk selection

Client relationships

Team collaboration

Education

College degree in insurance/business/accounting

Job description

Responsible for evaluating and pricing mid to large-size risks, makes underwriting decisions within assigned authority and manages a book of business for cargo, marine, and logistics-related accounts. Candidate should have experience with underwriting many types of supply chain operations, including Motor Truck Cargo, Freight Brokerage, Freight Forwarders, NVOCC, Shippers Interest, Warehouse & Stock Throughput for both domestic and international risks.

Scope of work includes soliciting information, account setup, rating, producing quotes and binders, issuing policies and endorsements, and maintaining relationships with our distribution partners throughout the process.

Essential Functions

• In coordination with our Business Development Team, engage with distribution partners to collect and reconcile new and renewal submission information to begin the underwriting review process in accordance with company underwriting guidelines, appetite and standards.
• Review, analyze and evaluate the submission details to determine exposures, and identify necessary structure (terms, limits, conditions, deductibles) for each individual risk based on its merits.
• Responsible for accurate input of data and exposure information into the appropriate system(s) to provide timely and accurate quote, policy & endorsement processing.
• Responsible for delivering quotes and managing the communication flow with our distribution partners throughout the process.
• Complete and provide binders for new and renewal accounts/policies, including identifying proper forms and endorsements used for policy construction.
• Adhere to granted levels of underwriting authority for the risks assigned and collaborate with Underwriting Directors & Officers as needed when risks exceed delegated authority.
• Respond to mid-term change requests on assigned accounts, including processing of premium and non-premium bearing endorsements or other policy actions in accordance with company guidelines and standards.
• Respond to brokers service requests for loss runs, endorsements, etc.; ensuring all appropriate documentation is received.
• Properly document all systems/account files within established due dates.
• Ability to effectively manage, organize and prioritize multiple tasks.
• Proactively solve problems to meet and exceed client/broker expectations with internal standards, including interpreting policy language, responding to coverage needs, and working to bring the necessary resources to bear for the situation.
• Provide excellent customer service in a timely and professional manner to internal and external customers including but not limited to Underwriters; Claim, Sales, Operations; Agents and Brokers; to facilitate the processing of business with current and prospect accounts.

Qualifications

• College Degree with emphasis on insurance, business or accounting preferred.
• 5+ years underwriting experience with emphasis in the supply chain operations noted above, including knowledge of rating and pricing models.
• Knowledge of the overall logistics industry with relevance to the insurance products and regulatory environment within this sector
• Strong skills in risk selection and deal management to grow the portfolio
• Demonstrated ability to cultivate and foster business relationships
• Understanding of principles and processes for providing excellent customer service.
• This includes meeting established time and quality standards ensuring internal and external customer satisfaction.
• A highly collaborative mind set to learn & develop with a team of passionate industry professionals

Disclosure required under applicable state or municipality regulations: The expected salary range for this position is $120,000 to $150,000 and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level.

HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions.

What we offer you

We invest in your growth. HUB offers structured training, licensing support, and ongoing development opportunities designed to accelerate your career. Benefits and programs vary based on employment status, role, location, and applicable eligibility requirements. Competitive pay with comprehensive health benefits, retirement savings matching, and company-paid life and disability plans Generous paid time off, paid parental leave and a wellbeing program designed to support real work/life balance A collaborative, high-performing culture with meaningful engagement, community impact through HUB Gives and genuine room to grow your career #SPG

The HUB difference

HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.

Equal Employment Opportunity

HUB International Limited is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Reasonable Accommodations

Reasonable Accommodations: HUB International Limited is committed to providing reasonable accommodations to qualified individuals with disabilities throughout the application and hiring process. If you need a reasonable accommodation to access our career site, complete an application, or participate in any part of the hiring process, please contact the Recruiting Team at [e-mail]. This contact information is for accommodation requests only and should not be used to inquire about the status of an application.

E-Verify

E-Verify: HUB International Limited participates in E-Verify. Please refer to Our Recruiting Process | Applicant Notices: E-Verify Program for additional information.

HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.