Merchant Fraud Analyst – Real-Time Risk & Prevention

Adyen; Chicago (IL); On-site; USD 49,594,000 - 134,674,000; Full time

Job summary

Adyen in Chicago is seeking a Merchant Fraud Analyst to identify, investigate, and prevent fraudulent activity across acquiring and embedded financial services. You will work with Risk, Product, and Merchant Operations to protect our platform and users, delivering secure and trustworthy experiences.

You will monitor real-time patterns, contribute to fraud tooling, and develop incident response policies while hitting daily KPIs and collaborating across teams in a fast-paced fintech environment.

Qualifications

• 1-2+ years of experience in fraud or AML at a financial institution or fintech
• Knowledge of multiple forms of fraud, AML, financial crimes and scams
• Willingness to make difficult decisions and quickly learn from experiences using data to drive decisions
• Able to work independently and with others, and collaborate across teams and cultures

Responsibilities

• Monitor and investigate patterns to detect fraud in real-time.
• Develop and optimize fraud detection systems and tools.
• Develop policies for incident response, root cause analysis, funds recovery and communication protocols.
• Stay up-to-date with fraud trends, techniques, and technologies to improve detection methods.
• Meet daily KPIs and QA targets while detecting fraud.

Skills

Fraud & AML knowledge

Data-driven decisions

Team collaboration

English proficiency

Independent ownership

Job description

Adyen in Chicago is seeking a Merchant Fraud Analyst to identify, investigate, and prevent fraudulent activity across acquiring and embedded financial services. You will work with Risk, Product, and Merchant Operations to protect our platform and users, delivering secure and trustworthy experiences.

You will monitor real-time patterns, contribute to fraud tooling, and develop incident response policies while hitting daily KPIs and collaborating across teams in a fast-paced fintech environment.