Member Services Specialist

SchoolsFirst FCU; Placentia (CA); Hybrid; USD 63,000 - 105,000; Full time

Job summary

SchoolsFirst FCU is seeking a Member Services Specialist to act as a branch specialist in real estate, consumer loans, insurance, and retirement/investments. You will provide accurate information, resolve complex inquiries, and guide Members through product options to deepen relationships.

Responsibilities include meeting with Members, understanding financial needs, and offering tailored solutions while ensuring compliance across departments.

Qualifications

• High School Diploma or GED required.
• Bachelor's Degree in a related field or equivalent years of experience required.
• 1-3 years of prior relevant experience required.

Responsibilities

• Provide expertise in real estate, consumer loans, insurance and retirement/investments to Members and prospective Members.
• Schedule and conduct meetings to assess real estate, lending and retirement needs.
• Serve as a branch specialist and resolve Member inquiries with minimal escalation.

Skills

Real estate knowledge

Consumer loans

Retirement investments

Education

High School Diploma or GED

Bachelor's degree in related field

1-3 years relevant experience

Job description

We’re always looking for diverse, talented, service-oriented people to join our exceptional team.

Member Services Specialist

Pay Range: $33.51 - $50.27 Scheduled Weekly Hours: 40

What You’ll Be Doing

Relied upon as a branch specialist in the area of real estate, consumer loans, insurance and/or retirement/investments.

Responsible for maintaining a comprehensive knowledge of credit union departments, products, services, policies and procedures to provide accurate information to all Members and prospective Members while negotiating resolution of complex inquiries and disputes.

Schedules and conducts meetings with Members in assigned branch(es) to assist with their real estate, consumer lending, and/or retirement needs.

Serves as the highest level branch specialist and subject matter expert and independently handles routine and more complex Member inquiries with a goal of first-point-of-contact resolution and limited escalation.

Areas of specialty may include one or all of the following areas

• Thorough knowledge of Real Estate in order to provide Members with assistance and information on Real Estate products and services.
• Thorough knowledge of Consumer Loans in order to analyze Member financial and credit data and provide recommendations on products and services. Has the authority to approve or deny loans within assigned authority level when applicable.
• Thorough knowledge and required licenses in order to serve as the department primary resource for 403, 457 and other retirement and Investment products and services. Interviews Members to determine and assess their current income, expenses, tax status, financial objectives, risk tolerance, and other information needed to develop a financial plan.
• Thorough knowledge and required license in order to serve as the department primary source for personal lines/automobile insurance. Interviews Members to determine and assess their risk exposures and recommend coverage limits, complete insurance application and bind coverage as authorized by the insurance carrier.

Responsible for processing moderately difficult financial transactions on Member’s accounts, resolving Member issues, evaluating and identifying the Member’s financial needs using consultative service skills, and originating new accounts or making targeted referrals to internal business partners that result in deeper relationships, high levels of Member satisfaction, and increased growth for the Credit Union.

Provides consultative services to Members regarding credit union products and services by assessing the Member's needs, addressing their concerns and gaining agreement. Seeks to “deepen Member relationships” by asking the right questions, analyzing their financial position in order to determine and recommend the right product fit to expand the number of products and services utilized by existing Members. Provides suggestions for streamlining department and credit union operations.

Assists with completing projects and reports related to the department. Performs other related duties as assigned or requested. Assists the branch with training of new teammembers and cross training of existing teammembers in area of specialty; keeps up to date with policy/procedure updates.

Maintains an updated and faultless FINRA Form U4 by completing all necessary continuing education training in addition to annual Firm Element Training and annual recertification when applicable. Has a thorough knowledge of Credit Union policy and procedures, as well as state and federal regulations in area of specialty. Additional Job Functions Performs other duties as assigned. Complies with regulatory compliance and assigned training requirements including but not limited to BSA regulations corresponding to their specific job duties. Failure to do so may result in disciplinary and other employment related actions.

Qualifications

High School Diploma or GED required. Bachelor's Degree in a related field or equivalent years of experience required. 1-3 years of prior relevant experience required.

Certifications and Training (if applicable)

• CSS Certification
• Consumer Lending Authority
• Art of Underwriting
• Intermediate Real Estate training
• Real Estate Certification Program when applicable
• Registered with the Nationwide Mortgage Licensing System and Registry as a mortgage loan originator in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (the "SAFE Act") when applicable.
• FINRA Series 6 or 7, and 63 when applicable.
• Personal Lines Broker License Knowledge, Skills, and Abilities. Demonstrated ability to make loan decisions in a high volume environment when applicable.

SchoolsFirst FCU is committed to Diverse, Equitable, and Inclusive Hiring

At SchoolsFirst FCU we are dedicated to building and growing a diverse, inclusive, and authentic Dream Team, so if you’re excited about a position or wanting to make a career change but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. Many skills are transferrable and you may be just the right candidate for the position, or for other roles we are working on.

SchoolsFirst Federal Credit Union is committed to fostering, cultivating, and preserving a culture of diversity and inclusion. SchoolsFirst FCU is an equal opportunity employer and prohibits discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibits discrimination against all individuals based on their race, color, religion, sex, national origin, age, sexual orientation, gender identity or expression, political affiliation, or genetic information. This organization participates in E-Verify.

We're passionate about living our mission of providing Members with World-Class Personal Service and financial security. There's a reason we love coming to work every day. We have the privilege of serving those who build the future: school employees, and the families who make their work possible.

Our success is built on our relationships with each other, our Members and the community. We value teamwork and face-to-face interactions and believe we’re at our best when we’re collaborating in-person. We also know the flexibility to work remote benefits the wellbeing of our team.

View the work location information below on the job listing that interests you. 100% on-site, 0% remote. Including those serving Members in-person at our branches. Three days a week in the office and up to two days remote. Hybrid teams coordinate on-site days to collaborate in-person. Up to 100% remote. Select individual contributor roles may be given the option to work fully remote.