Member Service Representative - Montclair

First Financial Credit Union; Montclair (CA); On-site; USD 24,000 - 44,000; Full time

Benefits offered by this job

Medical, Dental, Vision

401(k) with employer contributions

Paid vacation

Employee recognition programs

Job summary

First Financial Credit Union in Montclair, CA is seeking a Full Time Member Service Representative. You will help members with accounts, loans, and services, and will support back-office operations with cash handling and teller backup.

The role emphasizes cross-selling, customer service excellence, and teamwork in a collaborative, member-focused environment. Weekend availability and proactive problem solving are important aspects of the job.

Qualifications

• High School graduate or equivalent; college degree preferred.
• At least two years of banking experience or minimum six months in New Accounts and Consumer Loan experience.
• Minimum six months of customer service and cash handling experience.
• Ability to work a schedule that may include weekends.
• Effective verbal and written communication skills.
• Ability to work independently and in a team environment.
• Ability to navigate multiple screens and PC applications.

Responsibilities

• Provides information to members on all accounts, services and products; cross-sells to meet targets.
• Interviews members to obtain documentation for loans and services; opens accounts.
• Processes loan disbursements and forwards loan packages to the Loan department.
• Prepares audits on member accounts and makes necessary journal entries.
• Resolves member problems and researches accounts for quick resolution.
• Handles DMV paperwork and related processing.
• Performs clerical duties: phones, visitors, copying, faxes, and ordering supplies.
• Opens/closes accounts using computer terminals and verifies balances.
• Participates in online training to develop sales and service skills.

Skills

Customer service

Cash handling

Communication skills

Teamwork

Multitasking

Computer literacy

Education

High School diploma or equivalent

College degree preferred

Tools

Microsoft Office

Job description

If you are energetic, love to work with members/customers, and thrive in a service-based atmosphere, then you will find a tremendous opportunity with First Financial.

When you join First Financial Credit Union as a Full Time Member Service Representative in our Monclair branch, you are joining a team of dedicated, self-motivated individuals who enjoy helping others and working in a collaborative and progressive environment. We don't shy away from our success and work hard each day to make great things happen for our members/customers, our teams, and ourselves.

As a Member Service Representative, you will be able to use your prior success in new accounts and loan products to help members of the educational community meet their financial goals. This is a great opportunity for experienced Personal Bankers, Financial Service Representatives and Banking Specialists.

You will provide information to members and prospective members on all credit union accounts, services, and products. Learn and grow your experience with new accounts and loan products such as consumer, auto and real estate products. Consult with clients on the telephone to resolve challenges and promote services and products. Support branch operations through back-up teller (cash-handling) activities.

Job Responsibilities

• Provides information to members and prospective members on all Credit Union accounts, services and products; promotes and cross-sells products and services as able, meeting any applicable sales targets or goals.
• Interviews Credit Union members to obtain accurate, complete documentation for loans and other Credit Union services; assigns account numbers, completes forms to open new accounts of various types.
• Processes loan disbursements; prepares and assembles loan (consumer, auto, real estate, etc.) documents; forwards completed, funded loan package to Loan department in a timely manner.
• Prepares audits, as needed, on member's accounts including necessary correcting journal entries.
• Meets with members to resolve problems; researches accounts and ensures quick resolution.
• Prepares and assembles DMV paperwork; forwards completed package to DMV department in a timely manner.
• Performs various clerical duties including answering telephone, receiving visitors, copying and collating documents, faxing, preparing routine correspondence, and ordering office supplies.
• Operates computer terminal to open/close accounts, verifies balances, and resolves related member issues.
• Develops and maintains sales, member service and product skills through active participation in, and successful completion of, on-line training programs, with goal of completing all modules as scheduled
• Meets or exceeds goals as detailed in the Member Services' Sales and Service Report.
• Consults with members on the telephone by conducting outbound Teleconsulting calls, resolving problems and promoting the Credit Union's services and products.
• Profiles members to determine their current and future financial product and service needs.
• Performs all duties in compliance with laws, regulations, Credit Union policies and procedures
• Must comply with all BSA and OFAC regulations
• Performs all other duties as assigned

Qualifications, Capabilities And Skills

• High School graduate or equivalent. College degree preferred.
• The position requires at least two years of prior banking experience or minimum of six months in New Accounts and Consumer Loan experience within or in the banking industry. Real Estate experience preferred, but not required.
• Minimum six months of customer service and cash handling experience
• Ability to work a schedule that may include weekends
• Effective verbal and written communication skills
• Ability to work independently and in a team environment
• Ability to exercise good judgment to make sound decisions and take initiative
• Ability to navigate multiple screens, PC applications, and adaptable to new technology
• Ability to multitask and strong organizational skills
• Basic knowledge of Microsoft Office: Word, Excel, and Outlook calendar/email

We Offer The Following Exceptional Benefits

• Medical, Dental, Vision, Flexible Spending Accounts and Employee Assistance Program
• Company-sponsored Life insurance, Short and Long term disability
• Voluntary Benefits with Colonial Life and Guardian
• Vacation time for Union employees
• Additional Vacation Service award for every 5 years of service
• 401(k) with 3% Safe Harbor Employer Contributions
• Incentives and Recognition based on performance
• Special Product Pricing (discounted loan rates and interest on accounts with no minimum balance)
• Employee appreciation and recognition events
• Opportunity to win trips
• Opportunities for gain sharing

Our Culture

At the very heart of who we are is doing what is in the best interest of our members, employees, and the California educational community. By listening to, and knowing the needs of our membership, we have become their trusted advisor. We focus on our members' end-to-end experience (journey) and employees are empowered to help members make their financial dreams a reality. To that end, we focus on hiring for talent and the right fit for our culture.

We are in business to serve the educational community, and our internal members our talented staff with the same respect and extraordinary service expectations.

At the credit union, we believe that talent and attitude count as much as skill and experience. As a result, we are looking for talented people who share our vision, our passion for the educational community, and for delivering exceptional service with the right attitude.

We believe in a good work/life balance and retaining our employees. We hire motivated people who we train to expertly perform and excel in their position--all in an environment where you can flourish and advance.

Employer of Choice

Our dedication to the educational community sets us apart from other financial institutions. Our dedication to employees sets us apart from other employers. First Financial is an organization where your voice matters and your contributions are rewarded. The most important asset at First Financial is our people. That's why we offer an exception benefits program-from a competitive salary and 401(k) plan to comprehensive medical benefits.

Community Minded, Like You

Involvement/volunteerism with our local schools, educational community and more! Supporting local schools, teachers and students is at the core of our mission.

History

Over 90 years ago, First Financial was founded by educators for educators. Since that time, we have proudly championed the California educational community. It's a role we take seriously and a mission to which we are just as committed to today as were in 1933!

Salary: $17.73 - $32.17 per hour