Member Service Representative

Horizon Credit Union; Post Falls (ID); On-site; USD 25,000 - 33,000; Full time

Benefits offered by this job

Medical Insurance

Telemedicine

Paid Group Life and Disability

Tuition Reimbursement

401K Retirement Savings

Employer 401K Contributions & Matching

Discretionary Annual Incentive Bonus

Paid Time Off

Paid Birthday Holiday

Paid Wellness Days

Volunteer Time

Paid Holidays

And More!

Job summary

Horizon Credit Union is hiring a Member Service Representative in Post Falls, Idaho. The role focuses on delivering a positive member experience, handling cash, and assisting with basic account maintenance including CDs, money markets, and IRAs/HSA transactions.

Responsibilities include promoting products and services, conducting outbound outreach to fulfill member needs, and maintaining up-to-date knowledge of digital banking, policies, and regulatory requirements to ensure accurate and helpful

Qualifications

• High school diploma or GED required.
• Minimum six months customer service and/or cash handling experience.
• One year related financial institution, customer service, and cash handling experience preferred.

Responsibilities

• Create a positive member experience by providing solutions to improve financial well-being.
• Verify cash transactions and balance cash drawers per Horizon's standards.
• Process loan payments and maintain basic accounts including IRAs/HSA transactions.

Skills

Customer service

Cash handling

Education

High school diploma or GED

Job description

YOUR PATH. OUR PURPOSE.

Description

At Horizon Credit Union, this is more than just a job. It's a place where you can grow, make a difference and feel connected to your work and community. We're committed to providing you with the tools and resources to build a fulfilling career with a good work-life balance. Join us to thrive, do your best work and help create positive change in your community.

COMPENSATION

Full-Time

Non-Exempt

$18.00-$24.30/hourly

*This figure shown represents the minimum and maximum of the range for this role. Individual offers are made dependent upon a candidate’s experience, education and skill level.

BENEFITS

Our goal is that you feel successful, supported, and balanced in all aspects of your life! To assist with this we offer:

• Medical, Dental & Vision Insurance for full-time and reduced full-time employees and their families
• Telemedicine for part-time employees
• Paid Group Life and Disability Insurance
• Employee Assistance Program
• Tuition Reimbursement Program
• 401K Retirement Savings
• Employer 401K Retirement Contributions & Matching upon eligibility
• Discretionary Annual Incentive Bonus based on eligibility criteria
• Paid Time Off per Full Calendar Year:
• 10 hours of PTO per month (prorated for reduced full-time and part-time)
• Paid Birthday Holiday
• Paid Wellness Days
• Up to 24 hours of Paid Volunteer Time annually
• 11 Paid Holidays
• And More!

Requirements

Education & Experience

High school diploma or general education degree (GED); Minimum six months customer service and/or cash handling experience required; One year related financial institution, customer service, and cash handling experience preferred.

RESPONSIBILITIES OF THE MEMBER SERVICE REPRESENTATIVE

Member Experience

• Responsible for ensuring each interaction creates a positive member experience while providing relevant solutions to improve the financial and personal well‑being of the member.
• Verify cash transactions using the three-count rule, accurately record cash activity within the core system, and consistently balance cash drawers in accordance with Horizon's balancing standards.
• Process loan payments, maintain basic accounts (including CDs, money markets, and share accounts), and complete IRA/HSA transactions, ensuring accuracy and proper documentation in all postings.

Growth, Sales, & Service

• Maintain comprehensive, up-to-date knowledge of products, services, policies, digital banking, and regulatory requirements to confidently educate members, address complex inquiries, and refer products and services that improve the financial well‑being of our members.
• Conduct outbound calling efforts to current and prospective members to promote credit union products and services and identify additional financial needs.

Technical Skills

• Leverage evolving digital tools and systems to deliver efficient, seamless omnichannel experiences while ensuring accuracy in financial calculations, including discounts, interest, and other key financial transactions.
• Understand the products and services offered by other financial institutions and be able to communicate the value proposition of those of Horizon Credit Union.
• Build member relationships through need‑based conversations, identifying opportunities to recommend products, services, and referrals that support members' financial goals, retain members and deepen relationships with the credit union.

Administrative

• Working knowledge of branch functions, including opening and closing procedures, with the ability to assist branch with both.
• Maintain strict adherence to financial regulations, internal policies, and operational procedures to ensure compliance, accuracy, and risk mitigation in all member interactions.
• Maintain knowledge of the Business Continuity Plan and perform required duties

ABOUT HORIZON CREDIT UNION

Founded in Spokane, Washington in 1947, we built our foundation on community outreach and meaningful connections with our members and neighbors. Over the years, we’ve expanded across Washington, Idaho, Montana and eastern Oregon. We are equally proud that as we have grown, our commitment to our communities and members has remained strong and steadfast along the way.

*The statements in this job description are intended to describe the essential functions and minimum qualifications for this position and are not intended to be an exhaustive list of all responsibilities, duties and skills required.