Medical Director, Life Underwriting

Equitable; United States; Remote; USD 200,000 - 250,000; Full time

Job summary

Equitable seeks a Medical Director for Life Underwriting to evaluate medical risks and support training initiatives. This full-time, remote role requires an M.D. or D.O. with significant clinical and insurance experience. Join a company committed to unlocking potential and improving health in its communities.

Benefits

Medical, dental, and vision coverage

401(k) plan

Paid time off

Performance bonuses

Qualifications

• Active medical license in state of residence.
• 5+ years of clinical medical experience.
• 2+ years of insurance medicine experience.

Responsibilities

• Review underwriting cases and provide medical opinions.
• Provide underwriter training and skills assessment.
• Assist in life underwriting manual guidelines.

Skills

Communication

Decision Making

Critical Thinking

Knowledge of Underwriting

Education

Medical degree (M.D. or D.O.)

Board certification in clinical specialty

Board certification in insurance medicine or progressing to it

Tools

Microsoft Office

Job description

At Equitable, our power is in our people. We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential?

Equitable is looking for a Medical Director supporting Life Underwriting to join our team. Full time physician (MD or DO) needed, with primary responsibility to support the life underwriting function in the area of medical risk evaluation. The Medical Director, Life Underwriting can work remotely from a home-based office.

Key Job Responsibilities

In alignment with corporate goals, specific responsibilities will include:

Review underwriting cases/applications and provide medical opinions regarding morbidity and mortality risk, including cases involving complex medical history

Review and interpret medical tests

Provide underwriter training, development and skills assessment

Maintain current knowledge of medicine and industry underwriting practices to advance a competitive underwriting posture

Assist in selection and development of life underwriting manual guidelines

Serve as a subject matter expert for Equitable's corporate wellness initiative, helping to create and execute programs that are designed to foster a healthy, engaged and productive workforce

The base salary range for this position is $200,000 - $250,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility.

For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below.

Equitable Pay and Benefits : Equitable Total Rewards Program

Required Qualifications

• Medical degree (M.D. or D.O.) along with currently active medical license in state of residence or practice
• 5+ years of clinical medical experience
• 2+ years of insurance medicine experience
• Board certification in clinical specialty
• Board certified in insurance medicine or progressing to it

Preferred Qualifications

• Strong communication and decision-making skills
• Familiarity and ability to work with Microsoft Office programs (Outlook, Word, PowerPoint, Excel)
• Leading and/or consulting on corporate wellness initiatives

Skills

Communicating Complex Concepts: Knowledge of effective presentation tools and techniques to ensure clear understanding; ability to use summarization and simplification techniques to explain complex technical concepts in simple, clear language appropriate to the audience.

Decision Making and Critical Thinking: Knowledge of the decision-making process and associated tools and techniques; ability to accurately analyze situations and reach productive decisions based on informed judgment.

Insurance Legal and Regulatory Environment: Knowledge of federal, state and local laws and regulations; ability to comply with these laws and regulations in insurance industry practices and activities.

Knowledge of Reinsurance: Knowledge of reinsurance activities, processes, tools, and considerations; ability to implement all reinsurance practices following all standards, applicable laws and regulations.

Knowledge of Underwriting: Knowledge of the full spectrum of underwriting activities, practices, tools and considerations; ability to utilize underwriting knowledge to implement, manage and improve the underwriting process.

Life Insurance: Knowledge of life insurance products, market segments and marketplaces; ability to apply knowledge of life insurance products, market segments and marketplaces to meet business goals and objectives.

Life Insurance Programs: Knowledge of features, policies and processes of life insurance programs; ability to implement and manage existing and future employee life insurance plans and programs, processes, issues and considerations.

Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

ABOUT EQUITABLE

At Equitable, we’re a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives.

We turn challenges into opportunities by thinking, working, and leading differently – where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities.

We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork.

We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose.

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Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws.

NOTE: Equitable participates in the E-Verify program.

If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at [phone] or email us [e-mail] .

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