Medical Director

Protective Life; United States; Remote; USD 122,000 - 170,000; Full time

Job summary

Protective Life is seeking a Medical Director to guide underwriting practices in a remote role. The ideal candidate will possess strong interpersonal skills with extensive experience in life insurance underwriting and have a passion for training others. This role offers a competitive salary and a comprehensive benefits package, contributing to the wellbeing of employees and their families.

Benefits

Comprehensive health, dental, and vision insurance

Mental health benefits and employee assistance program

Paid parental leave

401(k) plan with company matching

ProHealth Rewards program

Qualifications

• 5+ years of experience as a Medical Director.
• Demonstrated expertise in individual life insurance underwriting.
• Experience in the Broker General Agent marketplace.

Responsibilities

• Provide medical expertise and guidance to underwriting staff.
• Perform statistical analysis of mortality.
• Train and develop underwriting staff.

Skills

Strong interpersonal skills

Excellent written communication skills

Excellent verbal communication skills

Education

Board Certified in a medical specialty

Possesses a current license to practice medicine

Job description

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This range is provided by Protective Life. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$122,000.00/yr - $170,000.00/yr

The work we do has an impact on millions of lives, and you can be a part of it.

We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

Protective Life Corporation is seeking an experienced Medical Director to support our Underwriting Department. This is a remote position. The new hire will work with other Medical Directors at Protective and will report to the Chief Underwriting Officer.

Principal Responsibilities Include:

• Provide medical expertise and timely guidance to the underwriting staff in matters related to risk selection on individual life insurance, long term care, and annuities for impaired lives
• Perform statistical analysis of mortality as needed
• Perform case analysis and referrals
• Provide input as needed on contestable claim reviews
• Train and develop underwriting staff
• Participate in various company initiatives including new products and updates to the underwriting guidelines
• Stay abreast of advances in medicine as well as any innovations in the risk selection process
• Establish a solid working relationship with medical directors at our reinsurance partners
• Assist with medical underwriting research and special projects, as needed
  
  
  

Desired Qualifications:

• Experience in the Broker General Agent marketplace
• Complex substandard experience
• Demonstrated expertise in individual life insurance underwriting
• Strong interpersonal skills, excellent written and verbal communication skills, and a commitment to excellence
• Enthusiasm for underwriter education and training on medical topics and for engaging with underwriters through case evaluations
• Experience in a paperless environment is preferred
• Strong life Medical Director experience (5+ years)
  
  
  

If Medical Doctor:

• Possesses a current license to practice medicine
• Board Certified in Insurance Medicine or willing to obtain board certification
• Board Certified in a medical specialty
  
  
  

Employee Benefits:

We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

Accommodations for Applicants with a Disability:

If you require an accommodation to complete the application and recruitment process due to a disability, please email [e-mail]. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process.

We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

Protective’s targeted compensation for this position is $122k-$170k. Actual salaries may vary depending on factors, including but not limited to, job location, skills, and experience. The range listed is just one component of Protective’s total compensation package for employees.

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Health Care Provider

• Industries

  Insurance

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