Medical Consultant

Unum; Portland (ME); On-site; USD 133,500 - 274,100; Full time

Benefits offered by this job

Health, vision, dental insurance

Generous PTO

401(k) with employer contributions

Mental health support

Career advancement opportunities

Tuition reimbursement

Job summary

Unum is seeking a Medical Consultant for Internal Medicine, Family Practice, Occupational Medicine, and Rehabilitation in Portland, Maine. This full-time role involves leveraging your medical expertise to evaluate clinical documentation for disability claims without direct patient care.

The ideal candidate will have a medical degree, an active US medical license, and a minimum of five years of clinical experience. The position offers a competitive salary and a comprehensive benefits package.

Qualifications

• Active, unrestricted US medical license required.
• Minimum of five years of clinical experience in a medical specialty.
• Ability to mentor others and give and receive feedback.

Responsibilities

• Provide clear medical direction and opinions to team partners.
• Assess functional capacity through medical and other data.
• Make timely contacts with insured healthcare providers.
• Demonstrate ability to manage high volumes of work.

Skills

Collaborative skills

Analytical skills

Time management

Education

Professional Degree (MD, DO)

Board certification in specialty

Job description

Medical Consultant – Internal Medicine, Family Practice, Occupational Medicine, Physical Medicine & Rehabilitation

We’re expanding our team of experienced physicians to join us as expert Medical Consultants. This is a unique opportunity to leverage your clinical expertise in a full‑time role—without direct patient care. As a Medical Consultant, you’ll apply your medical training to review and evaluate clinical documentation for disability claims and underwriting applications across Unum US product lines.

Responsibilities

• Provide timely, clear medical direction and opinions to team partners, with reasoned forensic analysis to support the medical opinions.
• Partner/consult with fellow medical consultants when appropriate to ensure the completion of a whole person analysis.
• Apply medical knowledge to determine functional capacity through assessment of medical and other data related to impairment, regarding accuracy of diagnoses, treatment plans, duration guidelines, and prognosis.
• Provide relevant medical education and knowledge to others in terms appropriate and understandable to the intended audience.
• Make telephone contacts with the insured’s healthcare providers to gather medical information and facilitate a better understanding of the claimant's functional abilities.
• Make timely and appropriate referrals for second opinion reviews when appropriate or required according to current guidelines and best practices.
• Demonstrate ability to manage and complete high volumes of assigned work, maintain consistently good turnaround times, and operate with a sense of urgency.
• Focus not only on individual workload, but on the team/group work volumes to ensure organizational success.
• Receive feedback and follow through with appropriate behaviors/actions.
• Perform other duties as assigned.

Qualifications

• Professional Degree (MD, DO).
• Active, unrestricted US medical license.
• Board certification required for physicians in their area of specialty.
• Minimum of five years of clinical experience in medical specialty.
• Strong team and collaborative skills.
• Ability to work in a fast paced, team based, corporate environment.
• Ability to mentor others and to give and receive constructive, behaviorally based feedback with peers and partners.

Salary and Benefits

Base salary range: $133,500.00–$274,100.00.

Additional benefits include a competitive benefits package: health, vision, dental, short‑ and long‑term disability, generous PTO (including paid time to volunteer), 401(k) with employer contributions up to 9.5%, mental health support, career advancement opportunities, student loan repayment options, tuition reimbursement, and flexible work environments.

Equal Employment Opportunity

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. Unum Group is committed to working with and providing reasonable accommodations for any applicant with a disability.