Marketing Compliance Lead, Spanish Bilingual

Kikoff; California; On-site; USD 115,000 - 170,000; Full time

Benefits offered by this job

Equity

Benefits package

Job summary

Kikoff is seeking a Compliance Lead for marketing review to ensure accurate, substantiated, and compliant consumer communications in English and Spanish. You will own the end-to-end process, enforce standards, and build an AI-assisted review capability in partnership with Legal, Marketing, and Engineering.

You will manage records for auditors and bank partners, maintain disclosure standards, and drive fast, high-volume reviews across multiple channels.

Qualifications

• Fluent in English and Spanish, able to review and provide compliance guidance in both languages.
• 6+ years in compliance, legal or regulatory review in consumer financial services; 4+ years reviewing marketing/advertising.
• Experience owning a marketing review function with high-volume throughput.
• Experience driving automation of review processes and AI tooling is a plus.

Responsibilities

• Own marketing compliance end-to-end; enforce standards, substantiation, records, monitoring, and tooling; roadmap with Head of Compliance.
• Review English and Spanish consumer-facing material across channels; ensure disclosures map to legal terms.
• Lead development of AI-assisted marketing review capability with Legal, Marketing, and Engineering.
• Maintain policies, procedures, risk tiering, disclosure standards, and channel playbooks; preserve review records for auditors.

Skills

Bilingual ENG/SPA

Strong written comms

Fast, high-volume review

Ownership mindset

Education

JD or CRCM/CIPP/US

Tools

PerformLine

AI-assisted review tooling

Job description

Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

About the Role

Kikoff's growth depends on marketing that moves fast and connects with our customers. At the same time, our marketing must be accurate, substantiated, properly disclosed, and approved. Reporting to the Head of Compliance, you will be the person who makes both happen in English and in Spanish.

This is not just a reviewer seat. We are hiring a builder and owner of marketing compliance and a shared system of record with AI-assisted review that will keep pace with the speedy marketing team. You will lead that build.

What You'll Do

• Own marketing compliance end to end by enforcing the standards, review, claims substantiation, records, monitoring, and tooling and set the roadmap for it with the Head of Compliance.
• Review consumer-facing material in English and Spanish across channels, including paid social and search, email and SMS, landing pages and web, in-app and onboarding flows, app store listings, direct mail, affiliate and influencer content, customer support guidance, and partner collateral.
• Review Spanish creative on its own terms, ensuring disclosures are equivalent in meaning and prominence to their English counterparts and that legal terminology is rendered correctly rather than literally.
• Take the lead on developing Kikoff's AI-assisted marketing review capability and partner with Legal, Marketing, and Engineering to build it, including the ground truth it depends on and how it is evaluated before it is trusted.
• Maintain the policies, procedures, risk tiering, disclosure standards, and channel playbooks, and keep review records to satisfy examiners, auditors, and bank partners.

What We're Looking For

• Full professional fluency in Spanish and English, with the ability to review, edit, and give written compliance guidance on financial marketing copy in both. This is a working requirement of the role, assessed in an interview.
• 6+ years in compliance, legal, or regulatory review in consumer financial services, including 4+ years directly reviewing and approving consumer marketing and advertising at a bank, fintech, lender, or similarly regulated consumer brand.
• Experience owning a marketing review function or program, not just a queue. Demonstrated high-volume review at speed, and the ability to speak to how you kept quality from slipping as throughput went up.
• Experience driving automation of a review process and the appetite to specify AI tooling; having built or configured AI-assisted review, claims checking, or marketing monitoring yourself is a significant plus.
• A strong sense of urgency. You treat the launch date as a real constraint, and you would rather give a clear answer today with the caveat attached than a perfect one after the campaign has shipped.
• Working command of the advertising rule set: UDAAP, TILA/Reg Z advertising and trigger terms, ECOA/Reg B, FCRA advertising and prescreen, FTC endorsement guides and substantiation expectations, TCPA, and CAN-SPAM.
• Excellent written communication in both languages, and the ability to influence without authority.

We're Also Looking For

• Credit-building, credit reporting, or subscription financial product experience; managing a bank partner's marketing approval process; fair lending exposure in advertising and audience targeting; or hands-on use of marketing compliance monitoring platforms such as PerformLine, any of these is a plus.
• CRCM, CIPP/US, or a JD is a plus and not required.

If you meet most of this, we'd like to hear from you.

Compensation

Base salary is location-based and will be determined by factors including market location, experience, skills, and qualifications. In addition to competitive cash compensation, this role is eligible for equity and a comprehensive benefits package.

Base Range $115,000—$170,000 USD

Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following for more information.