MARKET EXECUTIVE I

Fifth Third; Atlanta (GA); On-site; USD 90,000 - 130,000; Full time

Job summary

Fifth Third Bank in Atlanta seeks a senior business banking professional to lead development and relationship management for mid-market companies. You will work with product partners to design tailored strategies, cross-sell a range of banking services, and manage risk in a dynamic market.

The role requires deep financial analysis, strong negotiation skills, and the ability to travel regionally. You will service clients with annual sales between $5M and $20M, fostering long-term profitable

Qualifications

• Bachelor's degree in Business Administration or related field.
• 8+ years of sales experience; 8+ years managing business banking or commercial relationships preferred.
• Formalized credit training or equivalent credit risk experience required.
• Proven ability to build new and existing client business and provide a positive client experience.
• Strong business acumen, to include detailed analysis of financial statements and knowledge of accounting principles.
• Thorough knowledge of Commercial & Treasury Management services and financing options.
• Ability to assess client needs, profitability drivers, and lifecycle optimization.

Responsibilities

• Develop qualified client prospects in defined segment using referrals and centers of influence.
• Collaborate with product partners to tailor a relationship strategy for each client or prospect.
• Cross-sell applicable Fifth Third products and services to business customers and their owners.
• Plan and conduct relationship strategy and reviews with product partners.
• Coordinate all client-facing activities including credit support and other product partners.
• Utilize CRM for client activity tracking, call reports and pipeline management.
• Support credit requests with Portfolio Managers and Credit Officers.

Skills

Sales experience

Relationship management

Financial analysis

CRM tools

Negotiation

MS Office

Education

Bachelor's degree in Business Administration or related field

Tools

CRM software

Microsoft Office

Job description

Make banking a Fifth Third better We connect great people to great opportunities. Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION

Responsible for business development, relationship management and client experience of companies with annual gross sales of at least $5MM and generally less than $20MM. Proactively consult the business owner in achieving their financial goals by providing smart financial solutions for personal and business needs. Serve as a trusted advisor for these businesses; collaborate with a team of product partners utilizing the One Bank Sales Cycle to understand the clients' holistic business needs. Through such collaboration, develop revenue growth by identifying needs and providing needs based solutions and services to the client. Services would include loans, deposits, treasury management, and all other applicable banking services. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Develop qualified client prospects in defined segment by identifying and utilizing referral sources, existing clients and centers of influence. Work with product partners (Affiliate- Retail IE, WMA, TMO, etc. and Bancorp- Vantiv, Paycor, etc.) to analyze, evaluate and develop a tailored relationship strategy for each client or prospect. Actively participate in community and/or specific industry forums, conferences and/or meetings in order to broaden relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape. Effectively retain and grow long term profitable client relationships. Cross-sell all applicable 5/3 products and services to an existing portfolio of business customers and their owners/senior management with the ultimate goal of being clients' lead or primary bank. Responsible for planning and conducting relationship strategy and relationship review meetings with product partners. Coordinate all client-facing activities including credit support and other product partners. Conduct thorough effective pre-call planning, One Bank Consultative Sales approach and prompt post call follow up. Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management. Partner with Portfolio Managers and Credit Officers (Business Loan Center and Central Credit Utility) on credit requests and adhere to established Portfolio Management guidelines. Achieve credit standards and metrics in regard to asset quality, credit administration (matured/renewals, financial statement documents, covenant data integrity, matured notes and document exception) and RAROC. Monitor, on an ongoing basis, information concerning customer financial performance, condition, and industry trends to determine that any credit exposure is at an acceptable risk, and priced accordingly. Complete administrative responsibilities in a timely manner.

SUPERVISORY RESPONSIBILITIES

May provide guidance to RM I-II

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED

• Bachelor's degree in Business Administration or related field required.
• Minimum of 8 years of sales experience; minimum of 8 years managing business banking or commercial relationships preferred.
• Formalized credit training or equivalent credit risk experience required.
• Underwriting experience preferred.
• Proven ability to build new and existing client business and provide a positive client experience.
• Strong business acumen, to include detailed analysis, review of financial statements and knowledgeable in advanced accounting principles.
• Thorough knowledge of Commercial & Treasury Management services as well as alternative lending and financing options.
• Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.
• Uses effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
• Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face-to-face negotiations and group presentation skills.
• Champions the Bancorp vision and core-values through personal actions and leadership influence to promote high-performing work groups.
• Proven ability to work in a team-based sales environment.
• Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.
• Regional /local travel.

WORKING CONDITIONS

Normal office environment with little exposure to dust, noise, temperature and the like. Extended viewing of CRT screen. Frequent travel possible depending on assignment.

MARKET EXECUTIVE I

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION

Atlanta, Georgia 30354

NOTICE TO AGENCIES

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

EEO STATEMENT

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

ABOUT THE COMPANY

Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.