Major Case Liability Adjuster

Berkshire Hathaway GUARD Insurance Companies; Philadelphia (Philadelphia County); Hybrid; USD 100,000 - 150,000; Full time

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking a Senior Liability Adjuster to handle high-exposure commercial liability claims within the Major Case Unit. The role involves investigations, coverage analysis, and managing litigation through all stages, including trials, with exposure up to policy limits.

Qualified candidates will have a minimum of 10 years in litigated liability claims, strong reserves experience, and a JD or active adjuster license.

Qualifications

• Bachelor's degree required; JD or attorney license preferred.
• Excellent written and verbal communication skills.
• Strong organizational and technical skills.
• Effective time management with ability to prioritize competing demands.
• Willingness to travel for hearings, mediations, trials, and conferences.

Responsibilities

• Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits.
• Analyze insurance policies and contracts to identify coverage defenses, tender opportunities, and risk transfer strategies.
• Investigate claims, evaluate liability, and determine coverage applicability.
• Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation.
• Review evidence, expert reports, and medical documentation.
• Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy.
• Take statements and manage claim documentation throughout the claim lifecycle.

Skills

Communication skills

Organizational skills

Time management

Coverage interpretation

Litigation coordination

Travel willingness

Education

Bachelor's degree

JD or attorney license preferred

Job description

Good Things Start Here.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Overview

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit.

Key Responsibilities

• Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits
• Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
• Investigate claims, evaluate liability, and determine coverage applicability
• Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
• Review evidence, expert reports, and medical documentation
• Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy
• Take statements and manage claim documentation throughout the claim lifecycle

Qualifications

• At least 10 years of experience handling litigated commercial liability claims, including catastrophic bodily injury, construction defect, premises liability, or other high‑exposure casualty losses.
• Demonstrated experience setting and managing six‑and‑seven‑figure reserves and resolving claims with exposures exceeding $500,000
• Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
• Excellent written and verbal communication skills
• Strong organizational and technical skills
• Effective time management with the ability to prioritize competing demands
• Willingness to occasionally travel for hearings, mediations, trials, and conferences
• Bachelor’s degree required; Juris Doctor (JD) or attorney license preferred
• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a good faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.