Major Case Liability Adjuster

Berkshire Hathaway GUARD Insurance Companies; New York (NY); Hybrid; USD 100,000 - 150,000; Full time

Benefits offered by this job

Hybrid schedule: 2 days remote / 3 in‑

Medical, dental & vision starting day1

401(k)

tuition reimbursement

longevity bonuses

Competitive pay

Job summary

Berkshire Hathaway GUARD Insurance Companies in New York is seeking a Senior Liability Adjuster to handle high-exposure commercial liability claims within the Major Case Unit, including investigations and complex litigation. This role offers a hybrid schedule with 2 days remote and 3 days in-office, competitive pay, full benefits from day one, and opportunities to advance within a nationwide P&C insurer.

Candidates should have 10+ years in litigated claims, strong reserves experience, and a JD

Qualifications

• At least 10 years of experience handling litigated commercial liability claims, including catastrophic bodily injury, construction defect, premises liability, or other high-exposure casualty losses.
• Experience setting and managing six- and seven-figure reserves and resolving claims with exposures exceeding $500,000.
• Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities.
• Excellent written and verbal communication skills.
• Strong organizational and technical skills.
• Willingness to occasionally travel for hearings, mediations, trials, and conferences.
• Bachelor's degree required; JD or attorney license preferred.
• Licensing Requirement: active adjuster license or willingness to obtain and maintain all required state licenses.

Responsibilities

• Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits
• Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
• Investigate claims, evaluate liability, and determine coverage applicability
• Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
• Review evidence, expert reports, and medical documentation
• Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy
• Take statements and manage claim documentation throughout the claim lifecycle

Skills

Excellent written and verbal comms

Strong organizational skills

Effective time management

Travel willingness

Education

Bachelor's degree required

Juris Doctor (JD) or attorney license preferred

Job description

Good Things Start Here. Good things are happening at Berkshire Hathaway GUARD Insurance Companies- an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long-term careers.

Overview

Good Things Start Here. Good things are happening at Berkshire Hathaway GUARD Insurance Companies- an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long-term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in-office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit.

Key Responsibilities

• Handle high-exposure commercial liability claims involving severe bodily injury, wrongful death, construction accidents, premises liability, and other catastrophic losses with exposure up to and exceeding policy limits
• Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
• Investigate claims, evaluate liability, and determine coverage applicability
• Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
• Review evidence, expert reports, and medical documentation
• Establish, evaluate, and maintain large-loss indemnity and expense reserves based on evolving exposure and litigation strategy
• Take statements and manage claim documentation throughout the claim lifecycle

Qualifications

• At least 10 years of experience handling litigated commercial liability claims, including catastrophic bodily injury, construction defect, premises liability, or other high-exposure casualty losses.
• Demonstrated experience setting and managing six- and seven-figure reserves and resolving claims with exposures exceeding $500,000
• Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
• Excellent written and verbal communication skills
• Strong organizational and technical skills
• Effective time management with the ability to prioritize competing demands
• Willingness to occasionally travel for hearings, mediations, trials, and conferences
• Bachelor's degree required; Juris Doctor (JD) or attorney license preferred
• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a good-faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes-Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.

Interview Integrity Notice:

Berkshire Hathaway GUARD is committed to a fair and consistent hiring process. Candidates are expected to participate independently in interviews. Unauthorized recording, transcription, AI note-taking, or AI interview assistance tools may not be used during interviews without prior approval.