Loss Sensitive Underwriter, Senior or AVP

Zurich 56 Company Ltd; California (MO); Hybrid; USD 136,000 - 222,000; Full time

Job summary

An established industry player is seeking a skilled Loss Sensitive Underwriter to join their dynamic team in California. This role offers the chance to work in a hybrid environment, balancing market-facing responsibilities with flexible scheduling. The ideal candidate will have a strong background in underwriting, excellent communication skills, and proven broker relationships. With a commitment to diversity and inclusion, this company fosters a collaborative culture where your contributions can make a significant impact. Join a leader in the insurance sector and help shape the future of risk management while enjoying competitive compensation and comprehensive benefits.

Qualifications

• 5+ years experience in Underwriting or Brokerage area required.
• Strong broker relationships and risk assessment skills preferred.

Responsibilities

• Generate and analyze domestic Complex and Loss Sensitive Casualty business.
• Develop and maintain agency and broker relationships.

Skills

Relationship Building

Risk Assessment

Negotiation Skills

Customer Service

Communication Skills

Education

High School Diploma or Equivalent

Associate Degree

Bachelor’s Degree

Tools

Microsoft Office

Job description

Loss Sensitive Underwriter, Senior or AVP

121739

Zurich is currently looking for an experienced Loss Sensitive Casualty Underwriter to join our Middle Markets Complex Casualty Underwriting team in San Francisco. We are looking for someone with established broker relationships in the region. This is a technical and market facing role working with our complex/loss sensitive casualty products and is a great opportunity to join an expanding team.

While this position will be based out of our San Francisco office location, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers on a regular schedule.

This role will be filled at either the Senior or AVP underwriting level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Our Underwriters are market-facing with objectives focused on profitable growth and superior service to our broker partners and customers and are responsible for:

1. Generating, underwriting, and analyzing domestic Complex and Loss Sensitive Casualty business
2. Market facing and production activities
3. Complying with underwriting rules and guidelines, insurance laws and regulations and rating manual rules
4. Developing and maintaining agency and broker relationships
5. Working within broad limits and authorities on complex assignments

Senior Loss Sensitive Underwriter Qualifications:

1. High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Brokerage or Market Facing area
   OR
2. High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
   OR
3. Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
   OR
4. Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
   AND
5. Knowledge of Microsoft Office
6. Experience working on time restraints for quotes on new and renewal business
7. Experience working in a team environment

OR

AVP Loss Sensitive Underwriter Qualifications:

1. High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Brokerage or Market Facing area
   OR
2. High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area
   OR
3. Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area
   OR
4. Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area
   AND
5. Experience with Microsoft Office

Preferred Qualifications (Senior/AVP Level):

1. Bachelor’s Degree
2. Knowledge of Domestic Complex Casualty Products
3. Ability to effectively assess risk
4. Strong broker relationships within the region
5. Superior skills in relationship building, active listening, needs analysis, and win-win negotiation.
6. Possess a high level of customer service by meeting or exceeding broker and or customer expectations with respect to required deadlines
7. Excellent oral and written communication skills
8. Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. The combined salary range for this position is $136,000.00 - $222,000.00. The proposed salary range for the Senior Loss Sensitive Underwriter is $136,000.00 - $181,000.00, with short-term incentive bonus eligibility set at 15%. For the AVP Loss Sensitive Underwriter is $172,000.00 - $222,000.00, with short-term incentive bonus eligibility set at 20%.

As an insurance company, Zurich is subject to 18 U.S. Code § 1033.

A future with Zurich. What can go right when you apply at Zurich?

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.

Location(s): AM - California Virtual Office, AM - San Francisco
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No