LOB Risk Expert - Corporate & Institutional Banking (C&IB) Risk

PNC Financial Services Group, Inc.; Dallas (TX); On-site; USD 150,000 - 190,000; Full time

Benefits offered by this job

Medical coverage

Dental & Vision

401(k) with match

Stock purchase plans

Paid time off

Job summary

PNC Financial Services Group, Inc. seeks a senior LOB Risk Expert to guide risk strategy and program execution for a line of business. Based in Dallas, TX, you will collaborate with Compliance, Legal, Credit, and Audit to ensure alignment with the Enterprise Risk Management Framework.

You will oversee risk identification, assessment, and ongoing monitoring, driving stable performance within risk appetite across functional teams and governance forums.

Qualifications

• Senior-level risk leadership experience within financial services.
• Experience establishing and overseeing risk management frameworks.
• Strong collaboration with Compliance, Legal, Audit, and Credit teams.

Responsibilities

• Establishes Line of Business risk strategies and programs.
• Oversees implementation and governance of risk management processes.
• Coordinates cross-functional risk ensembles and reporting to leadership.

Skills

Change Management

Conflict Management

Crisis Management

Emerging Risks

Influencing Change

Operations Management

Risk Management Programs

Strategic Planning

Collaborating

Decision Making

Effective Communications

Industry Knowledge

Internal Controls

Operational Risk

Organizational Governance

Regulatory Environment

Education

Bachelor's degree

Job description

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.

As a LOB Risk Expert within PNC's Corporate & Institutional Banking Risk organization, you will be based in either Pittsburgh, PA, Dallas, TX or Cleveland, OH. The LOB Risk Expert governs the risk management program for a line of business through developing risk management strategies and overseeing program execution. Supervises the development of a comprehensive Risk Management Framework to define control expectations in a consistent and transparent management approach. Champions the risk management programs and is accountable for setting strategic direction and stability for relevant business functions. Overseer execution of the risk management program within and/or across the lines of business to ensure bank is meeting federal, state, agency, legal and regulatory requirements. Increase the stability and predictability of operations and processes within a manageable risk appetite. Leads risk identification and assessment in working with the businesses and other risk partners (e.g. Compliance, Credit, Legal, Audit). Oversees and executes changes in internal and external factors and identifies emerging risks. Responsible for the development and execution of policy and procedure and provides complex technical subject matter findings, recommendations and results and trends to the organization, executive management and appropriate management committees. Ensure financial (risk & performance) and non-financial (risk & performance) business reporting inventories exist and provide appropriate shared sight-lines to all material aspects of business risk & performance, and are reviewed and discussed as appropriate with managers, Executives and/or in formal governance forums. Coordinate LOB Risk Committee Agenda, materials and minutes. Monitor Risk Appetite/KRI metrics reporting and ensure limit breach plans are appropriate to manage risk with respective LOB owners to ensure remediation actions are appropriate.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Responsible for the establishment and oversight of Line of Business risk strategies and program execution. Serves as a senior risk advocate for the risk management program, process owner and/or regulatory relationship liaison. Establishes the line of business risk management strategies and programs, maintains and enhances existing programs to support the business(es) in managing risk while meeting business and regulatory expectations. Oversees the timely and proper execution of the risk management program within and/or across the lines of business. Owns process and/or regulatory relationship liason. Provides risk expertise while working with the businesses and other risk partners (e.g. Compliance, Credit, Legal, Audit). Monitors changes in internal and external factors and identifies emerging risks. Leads and engages cross functional teams and develops internal capabilities.

Employee Expectations

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

• Change Management
• Conflict Management
• Crisis Management
• Emerging Risks
• Influencing Change
• Operations Management
• Risk Management Programs
• Strategic Planning Competencies
• Collaborating
• Decision Making and Critical Thinking
• Effective Communications
• Industry Knowledge
• Internal Controls
• Operational Risk
• Organizational Governance
• Regulatory Environment - Financial Services

Work Experience

Roles at this level typically require a university / college degree. Higher level education such as a Masters degree, PhD, or certifications is desirable. Industry relevant experience is typically 8+ years. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Language Assessments

No Required or Preferred Language Assessments

Pay Transparency

Base Salary: $112,000.00 – $228,800.00. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include:

• medical/prescription drug coverage (with a Health Savings Account feature)
• dental and vision options
• employee and spouse/child life insurance
• short and long-term disability protection
• 401(k) with PNC match, pension and stock purchase plans
• dependent care reimbursement account
• back-up child/elder care
• adoption, surrogacy, and doula reimbursement
• educational assistance, including select programs fully paid
• a robust wellness program with financial incentives

In addition, PNC generally provides the following paid time off, depending on your eligibility:

• maternity and/or parental leave
• up to 11 paid holidays each year
• 9 occasional absence days each year, unless otherwise required by law
• between 15 to 25 vacation days each year, depending on career level
• years of service

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

About PNC

For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve.