Loan Support Analyst Senior - Single Family Rental (SFR) Servicing Team - Midland

PNC; Home (KS); Sur place; USD 65 000 - 90 000; Plein temps

Résumé du poste

PNC Financial Services Group, Inc. invites applications for a Loan Support Analyst Senior in the Midland SFR Servicing Team.

You will serve as the primary point of contact and loan administrator for a portfolio including CMBS, balance sheet and agency loans, handling servicing needs and complex transactions with a strong emphasis on accuracy and borrower relations. The role requires analytical skills, detailed knowledge of loan documents, and the ability to research to determine best action for

Qualifications

• Strong analytical thinking and financial analysis.
• Knowledge of loan documentation and regulatory compliance.
• Ability to manage multiple priorities and deadlines.

Responsabilités

• Carry out servicing activities in compliance with servicing agreements, loan documentation, internal policies and applicable laws.
• Resolve non-compliant issues through written and verbal communication with internal and external parties.
• Review and process loan payments, escrows and reserve account disbursements.
• Assist in preparation of periodic reporting (investor, internal, regulatory).
• Perform covenant compliance testing as needed.
• Maintain accurate loan servicing records in the servicing system.
• Support onboarding of new loans and transitions of paid-off/transferred loans.
• Assist in tax and insurance administration.
• Perform collection activities on delinquent accounts.
• Possess funds disbursement authority if applicable.
• Review reports to identify exceptions and support risk mitigation.
• Serve as a subject matter resource and provide specialty product training.

Connaissances

Analytical Thinking

Capital Management

Compliance Requirements

Documentations

Due Diligence

Loan Documentation

Regulatory Compliance

Risk Mitigation Strategies

Formation

Bachelor's degree

Description du poste

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Loan Support Analyst Senior within the PNC Midland footprint. As a Loan Support Analyst Senior within Midland’s SFR Servicing Team, you will serve as the primary point of contact and loan administrator for both balance sheet and CMBS loans for all servicing needs a SFR client may necessitate. A desired candidate will have the ideal combination of professional customer service and analytical skills to address both internal and external client requests. Day to day duties include loan servicing functions such as execution of complex transactions and collections. Attention to detail is critical due to the varying requirements given by various clients and loan types. An analyst will be required to frequently research a matter in the loan documents to determine the best course of action for Midland and the borrower or client. Time management and organization will also be desired due to the number of requests and day to day duties that an analyst will be assigned. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description Applies

Applies specialty product knowledge to the day-to-day servicing of a portfolio of commercial real estate loans with elevated borrower relationships and/or complexity to include increased communication and automony. Supports the day-to-day servicing of a portfolio of commercial real estate loans, ensuring compliance with loan document, accurate processing of transactions and timely reporting to stakeholders. These commercial real estate loans include CMBS, balance sheet and agency loans. Will be required to analyze and interpret complex loan agreements to accurately apply loan terms in loan servicing activities.

Responsibilities

• All servicing activities must be carried out in compliance with servicing agreements, loan documentation, internal policies and procedures, and applicable laws and regulations.
• Resolves non-compliant issues through written and verbal communication with both internal and external parties.
• May review and process loan payments, escrows and reserve account disbursements.
• May assist in the preparation of periodic reporting including investor, internal and regulatory reports.
• May perform covenant compliance testing.
• Must maintain accurate and up-to-date loan servicing records in the servicing system.
• May support the onboarding of new loans and the transition of paid-off or transferred loans.
• May support tax and insurance administration.
• May perform collection activities on delinquent accounts.
• May have funds disbursement authority.
• Reviews reports to identify exceptions, ensure quality and contribute to risk mitigation efforts.
• May serve as a subject matter resource and may provide specialty product training.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills Analytical Thinking, Capital Management, Compliance Requirements, Documentations, Due Diligence, Loan Documentation, Regulatory Compliance, Risk Mitigation Strategies

Competencies Consulting, Customer Interaction, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Managing Multiple Priorities, Negotiating, Operational Functions, Products and Services, Relationship Management

Work Experience Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Language Assessments No Required or Preferred Language Assessments

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at [e-mail]. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say “Workday” for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices. For nearly 160 years, PNC has strived to make a meaningful impact for our employees, customers, communities, and shareholders. We believe our success and positive reputation are built on open and honest dialogue, an unwavering focus on smart risk management, relationship-based customer service and community investments. Our inclusive workplace allows our employees to be heard, valued, and developed to do their best work. Being a great place to work means we are making a lasting difference for everyone we serve. Check out the top reasons to join PNC. PNC’s total rewards package includes things like time off, benefits, learning and career development, wellness programs, recognition and much more. The benefits and programs highlighted below are just a sampling of what PNC offers its employees. To learn more, visit our Total Rewards page.