Loan Servicing Specialist

Socket.dev; Wayne (NJ); On-site; USD 60,000 - 90,000; Full time

Job summary

Socket.dev招聘贷款服务专员，负责核心银行系统的付款、放款、对账及各类贷款相关流程。您将与放款团队、律师、标题公司及内部伙伴协作，确保准时处理并合规执行。

理想候选人具备2年以上银行贷款服务经验，熟悉商业贷款、信用协议及合规要求，具备出色的沟通能力与多任务处理能力，能在高压环境下按时完成工作。

Qualifications

• 2+ years of bank experience in loan servicing and commercial documentation.
• Ability to read and interpret a variety of credit agreements.
• Strong knowledge of commercial lending and loan servicing.
• Excellent attention to detail and ability to multitask.
• Knowledge of bank regulatory requirements.
• Strong written and verbal communication skills.
• Ability to prioritize daily work in a demanding environment.
• Experience with basic loan operational systems.
• Ability to troubleshoot basic loan-related issues.
• Meet deadlines defined by banks and regulators.

Responsibilities

• Manage processing of loan payments, paydowns, payoff requests or other processing of loan fees on core banking system.
• Review loan funding requests as needed.
• Reconcile payments and general ledger to ensure timely processing.
• Review reports produced on core banking system.
• Handle maintenance requests and processing on core banking system.
• Understand basic to complex loan structures and related legal documents.
• Handle research requests, statement requests, or inquiries from lending teams.
• Represent the bank with borrowers, borrower attorneys, title companies and internal lending partners.
• Monitor and track exception items for processing.

Skills

Loan Servicing

Credit Agreements

Commercial Lending

Attention to Detail

Multitasking

Regulatory Knowledge

Communication Skills

Work Prioritization

Loan Systems

Troubleshooting

Education

High School Diploma or GED

College coursework in business

Tools

Core Banking System

Loan Servicing Software

Job description

Responsibilities include but are not limited to:

• Manage the processing of loan payments, paydowns, payoff requests or other processing of loan fees on core banking system.


• Reviewing and handling of loan funding requests as needed.


• Managing payments processed and reconciling the general ledger to process payments timely.


• Reviewing various reports produced on core banking system.


• Handling any maintenance requests and processing on core banking system.


• Requires understanding of basic to complex loan structures, legal documentation and knowledge of commercial lending products.


• Handle research requests, statement requests or other general inquiries from lending teams.


• Represents the bank with borrowers, borrower attorneys, title companies and internal lending partners.


• Monitoring/Tracking exception items for processing.

Qualifications

Required Skills:

• Experienced in variety of loan servicing activities including all aspects of loan funding, borrowings, paydowns, commitments, etc.


• Loan Administration knowledge, ability to read and interpret a variety of credit agreements.


• Strong knowledge of commercial lending and loan servicing.


• Strong attention to detail, ability to handle multiple tasks simultaneously.


• Knowledge of bank regulatory requirements.


• Strong oral and written communication skills.


• Ability to prioritize daily work assignments while working in a demanding environment.


• Basic loan operational systems experience.


• Ability to trouble-shoot basic loan related functional problems/issues.


• Ability to meet deadlines defined by Bank and regulators.

Required Experience

• High school diploma or GED equivalent. Minimum of 2 year's bank experience with knowledge of commercial loan servicing and commercial documentation.

Preferred Experience

• Completion of college level courses in business administration and/or associates degree.