Loan Processor Agri-Access and Leasing New MN-Rochester; MN-Mankato

Agri-Access; Rochester (MN); Hybrid; USD 42,000 - 60,000; Full time

Benefits offered by this job

Hybrid work model

401k with match up to 9%

Medical insurance

Dental insurance

Vision insurance

HSA/FSA

Life & AD&D insurance

Disability insurance

Vacation & holidays

Learning & development

Job summary

Agri-Access in Rochester, MN is hiring for a Loan Processor/Client Services role, offering a hybrid work arrangement up to 50%. You will manage the client journey through PCA loans, coordinating documentation and pre-qualification.

You\'ll collaborate with Financial Officers across locations, prepare accurate loan documents, and ensure closing conditions are met. This role emphasizes accuracy, regulatory compliance, and exceptional client service.

Qualifications

• High school diploma or GED required.
• Entry-level experience in loan processing or similar role.
• Strong attention to detail to ensure accuracy and compliance.
• Effective written and verbal communication.
• Ability to prioritize and organize work.
• Proficient with Microsoft Word, Excel, and Outlook.
• General knowledge of farming operations preferred.

Responsibilities

• Coordinate client intake and pre-qualification information with field officers.
• Prepare loan documents from application through closing.
• Verify loan documentation and ensure regulatory compliance.
• Maintain accurate electronic files and chattel tracking.
• Support post-close activities and loan disbursements.
• Act as a client contact to deliver exceptional service.

Skills

Team collaboration

Attention to detail

Strong communication

Time management

Regulatory compliance

Education

High school diploma or GED

Knowledge of farming operations

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

Empowered to live. Inspired to work.
Agri-Access is a secondary market financing participant that delivers capital solutions to a nationwide network of lenders. We help enhance our lending partners’ ag portfolios through tailored and transformative solutions. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally.

How we support you:

• Hybrid model – up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
• Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)
• Professional membership/certification reimbursement and more!

Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs.

Where you will work:

This position offers a hybrid work option up to 50% and is based out of the Rochester, MN or Mankato, MN office location.

The contributions you will make:

Facilitates the client journey through the processing of new PCA loans, including all aspects of product delivery before, during and after closing. Serves as a client point of contact, establishing strong relationships through exceptional levels of service. Maintains a high degree of accountability throughout the loan life cycle, including aggregating and organizing all loan documentation, retaining accurate and complete electronic files, completing loan due diligence tasks, preparing loans for booking and completing post-close activities.

A typical day:

Loan Processing and Client Service

• Serves as a client point of contact, establishing strong relationships through exceptional and consistent service. Proactively identifies client needs and resolves a variety of requests via phone, online and in-person to ensure a positive and consistent experience.
• Collaborates with Financial Officers (FOs) across all Compeer locations to obtain pre-qualification information, including gathering prospect or client information (e.g. drivers’ licenses, financials, information pertaining to scope of operations, and entity documentation) necessary to qualify a loan opportunity. Works proactively with FOs across regions in order to meet tight deadlines.
• Prepares accurate operating and term loan documents for new loans, from the point of loan application through loan finalizing to include monitoring of closing conditions, ensuring accuracy.
• Serves as the Deal Champion on all submitted loans by having a broad working knowledge of Association processes and policy.
• Assists in following Territorial Concurrence procedures, ensuring compliance with regulations.
• Ensures accuracy of loan pricing and fees and document any exception approvals; prepares rate lock agreement and monitor closing deadlines.
• Completes loan verification requirements related to loan documents, reviews entity and trust documentation and ensures compliance with applicable regulations. Partners with respective parties to ensure loan conditions are satisfied.

Post Closing Activities

• Approves loan disbursements and book loans.
• Perfects lien position, following up on UCC terminations or other lien releases, obtaining vehicle titles, and ensuring first lien position.
• Obtains assignment of indemnity as required for insurance.
• Maintains accuracy of the chattel tracking system and coordinate with teammates to enhance the client experience.
• Maintains understanding of and ensures compliance with all regulations and procedures associated with loan closing.

The skills and experience we prefer you have:

• High school diploma or GED.
• Entry-level experience in loan processing or similar role.
• Ability to work in a collaborative team environment and adhere to the organization’s mission and vision.
• Ability to initiate, organize and prioritize work.
• Keen eye for detail, which ensures accuracy and compliance in all loan documentation and processing steps.
• Strong communication skills and ability to effectively serve as a liaison between internal and external parties.
• Adaptable to changes to help mitigate risks and seize opportunities for improvement.
• Effective conflict resolution skills with the ability to foster a supportive environment where collaboration leads to problem-solving and innovation.
• Committed to providing excellent client service by prioritizing client needs and working diligently to offer effective and timely solutions.
• Proficient in Windows environment using Microsoft Word, Excel and Outlook and ability to learn/use new systems (e.g. loan origination), applications and other related technology products.
• General knowledge of farming operations and agriculture preferred.

How we will take care of you:

Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits.

Base Pay

$42,300 - $60,100 USD

Agri-Access is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Must be authorized to work for any employer in the US. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time.

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Agri-Access’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.