Loan Processor

Peoples Bank & Trust; Buford (GA); On-site; USD 55,000 - 75,000; Full time

Job summary

Peoples Bank & Trust is seeking an experienced Loan Processor II to support lenders by handling processing and coordination of consumer, commercial, and mortgage loan packages from application through closing.

You will collect documents, prepare loan packets, and coordinate closings while maintaining confidentiality and compliance with regulations.

Qualifications

• 3+ years recent experience processing consumer, commercial loans and mortgage loans.
• High School Diploma or equivalent; coursework in Business, Finance, Accounting or related field preferred.
• Strong attention to detail with ability to work independently and collaboratively.

Responsibilities

• Communicate directly with customers and distribute loan application packages as requested by lenders.
• Serve as a point of contact for borrowers, addressing inquiries and supporting banking needs.
• Coordinate with attorneys, legal assistants, and appraisers to facilitate real estate transactions.
• Request and obtain payoff information from other financial institutions.
• Collect, review and organize required financial documents for new and renewals loan requests.
• Prepare loan documentation using lending software platforms and manage document execution.

Skills

Loan processing

Attention to detail

Teamwork / collaboration

Education

High school diploma or equivalent

Coursework in business, finance, accounting

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Kinective ProSign

DocuSign

Job description

Peoples Bank & Trust is seeking an experienced detail-oriented and highly motivated Loan Processor II to join our team. This role is essential in supporting our lenders by managing the processing and coordination of consumer, commercial, and mortgage loan packages from application through closing.

The ideal candidate brings strong loan processing experience and familiarity with platforms such as Fiserv, Finastra LaserPro, or similar systems.

Position Summary: Manage, prepare and coordinate the documentation for processing consumer, commercial and mortgage loans. Supports lenders by collecting financial documentation on new and renewal loan requests. Collaborates with internal staff to ensure loan package progress from application through closing and final file completion. Serve as a point of contact for borrowers and provide general banking support and customer service.

Key Responsibilities:

Communicate directly with customers and distribute loan application packages as requested by lenders.

Serve as a point of contact for borrowers, addressing inquiries and supporting their banking needs.

Coordinate with attorneys, legal assistants, and appraisers to facilitate real estate transactions.

Request and obtain payoff information from other financial institutions.

Documentation & Processing

Collect, review and organize required financial documents for new and renewals loan requests.

Prepare loan documentation using lending software platforms. M

Manage document and execution (e-signature, in-person, or attorney- facilitated).

Complete MV-1 forms and e-title transactions.

Upload and maintain complete loan files within core banking system.

Loan & Closing Coordination

Coordinate loan closings with customers, lenders, and legal partners.

Interface loans within the core banking system and process funding.

Reporting & Data Management

Order and review required reports (credit, CIP, Secretary of State search, JD Power, MLA, etc.)

Obtain flood certifications for real estate transactions when applicable.

Conduct market research and assist lenders in preparing credit approvals.

Prepare reports and supporting documentation for lenders as needed.

Compliance & Professional Standards

Maintain strict confidentiality of customers financial information.

Ensure adherence to all regulatory, compliance, and internal policies.

Complete any required training, including occasional after-hours sessions.

Additional Duties

Perform other responsibilities as assigned in support of lending team.

Qualifications:

REQUIRED 3+ years recent experience processing consumer, commercial loans and mortgage loans.

High School Diploma or equivalent required; coursework in Business, Finance, Accounting, or related field is preferred.

Strong attention to detail with the ability to work independently and collaboratively.

Technical Skills:

Microsoft (Outlook, Word, Excel)

Kinective ProSign or DocuSign (or similar tools)

Schedule: Monday – Friday | 8:00 AM – 5:00 PM

Why Join Peoples Bank & Trust?

At Peoples Bank & Trust, we offer more than a job – we offer a career with a community focused bank that values teamwork, service and professional growth.

Company Description

Peoples Bank & Trust is the oldest community bank in Gwinnett County, serving Buford and surrounding areas since 1984. The bank offers tailored financial solutions for personal, business, and commercial clients, supported by a full range of digital banking services for convenient access. With deep local roots and long-standing relationships, Peoples Bank & Trust emphasizes local expertise and individualized attention. Team members join a community-focused institution that values knowing and supporting its customers. Peoples Bank & Trust is a Member FDIC and Equal Housing Lender.