Loan Originator - DSCR & Business-Purpose Loans

Asteris Lending; Colorado; On-site; USD 60,000 - 120,000; Full time

Benefits offered by this job

Uncapped commissions

Company-provided leads

Management support

Job summary

Asteris Lending in Colorado is seeking ambitious investment-lending professionals to build a robust retail investor pipeline. This 1099 independent contractor role offers high earning potential through commissions and company-provided leads in a fast-growing private lending environment.

As part of the team, you will leverage AI tools to identify opportunities, educate borrowers on DSCR and loan options, and close loans with strong support from processing and underwriting.

Qualifications

• 2+ years in BPL, Resi-CRE, or investor-oriented lending.
• Deep knowledge of loan structures and DSCR calculations.
• Experience with consultative selling and CRM follow-up.
• Familiarity with bridge loans, non-QM lending, and rental portfolios.
• Experience with HubSpot, Loan Pass or Elphi is a plus.
• Licensing where applicable and US work eligibility.

Responsibilities

• Build and grow a retail investor pipeline with referrals.
• Use AI and predictive analytics to identify opportunities.
• Recommend financing solutions and explain loan products.
• Deliver exceptional client experience and timely updates.
• Manage loans from opportunity through closing with teams.
• Support product and technology feedback to improve tools.

Skills

Real estate investor networking

Consultative selling

CRM follow-up

DSCR calculations

Bridge loans

Non-QM lending

Tools

HubSpot

Elphi

Loan Pass

Job description

Asteris Lending is a direct private lender for Real Estate Investments. We pride ourselves on our rapid growth, innovation, and the ability to provide exceptional service.

Our focus is on business-purpose mortgages specifically for non-owner-occupied investment properties. We streamline the lending process and deliver timely solutions by leveraging our extensive experience in the real estate space.

We are continuously seeking talented individuals who are passionate about redefining private lending, and who thrive in a dynamic and collaborative environment.

This is a 1099 independent contractor position offering high earning potential through an uncapped commission structure, company-provided leads, and comprehensive management support designed to help you build your pipeline and maximize your production.

What You'll Do

Build and Grow a Retail Investor Pipeline

Prospect, develop, and maintain relationships with real estate investors, entrepreneurs, and small-business owners. Build a strong network of referral partners, including real estate agents, accountants, attorneys, property managers, and other industry professionals.

Use AI and Predictive Analytics to Identify Opportunities

Leverage Asteris' technology platform to identify high-potential borrowers, prioritize outreach, and streamline the application process. Our tools help pre-populate borrower information and reduce administrative work, allowing you to spend more time advising clients and closing loans.

Recommend the Right Financing Solutions

Evaluate each borrower's goals, experience, property, and investment strategy to recommend appropriate financing options. Clearly explain DSCR, bridge, and other loan products, including the benefits of qualifying based primarily on property cash flow rather than personal income.

Deliver An Exceptional Client Experience

Build trust with borrowers by communicating clearly, responding promptly, and providing consistent updates throughout the loan process. Maintain an organized and active pipeline while meeting or exceeding individual production goals.

Manage Loans from Opportunity Through Closing

Work closely with processing, underwriting, credit, closing, and capital markets teams to move qualified opportunities efficiently through the lending process. Proactively address documentation needs, conditions, and potential obstacles to help borrowers close on time.

Support Product and Technology Innovation

Participate in ongoing feedback sessions with our product and technology teams. Share borrower and sales insights that help improve Asteris' AI underwriting tools, digital workflows, and overall customer experience.

Requirements

Qualifications:

• 2+ years of experience in BPL, Resi-CRE, or investor-focused real estate lending preferred
• Deep understanding of loan structures, DSCR calculations, and value-add investment strategies
• Experience with consultative selling and disciplined CRM follow-up
• Experience with bridge loans, non-QM lending, and fix-and-flip lending, as well as working with rental portfolio investors, is preferred
• Experience with Elphi, Loan Pass, and HubSpot is a plus
• Nationwide licensing where applicable is a plus
• Eligible to work in the United States