Loan Operations Specialist 1

TDECU; Houston (TX); On-site; USD 36,000 - 50,000; Full time

Job summary

TDECU is seeking a Specialist in Loan Operations based in Houston, Texas. This role involves managing loan inquiries, processing required documentation, and ensuring accuracy in loan setups. A strong background in Microsoft Excel and attention to detail are key.

The position requires a high school diploma and offers a chance to work in a supportive environment focused on financial accuracy and customer service. Join us in delivering exceptional support to our clients.

Qualifications

• Strong working knowledge of Microsoft Office, especially Excel.
• Passion for accuracy and problem-solving skills.
• Ability to maintain confidentiality.

Responsibilities

• Provide follow-up on loan inquiries and processes.
• Ensure accurate setup of new consumer loans.
• Handle documentation for lien releases and filings.

Skills

Microsoft Office

Microsoft Excel

Problem-solving

Communication skills

Education

High School diploma or equivalent

Job description

Position Title

Specialist- Loan Operations 1

Reporting Manager

Manager- Loan Operations

Essential Duties And Responsibilities

• Serves as the main point of contact for detailed loan inquiries, history research, and core loan system questions.
• Provides follow-up to ensure all needs are met efficiently. Serves dealers face‑to‑face with payoffs and drafts for collection.
• Processes mailed in and automated report items for deposit and/or payments to applicable accounts, including credit insurance payments, consumer loan payoffs and total loss settlements.
• Establishes new consumer loans by ensuring accurate information is set up and in relevant systems.
• Ensures salability of collateralized consumer loans.
• Reviews and completes loan correction requests, rate modifications, and payment error research.
• Complies and submits required documentation and information to associated vendors for credit insurance and total loss claims.
• Produces standard letters for release of lien, satisfied lien, affidavit for intercontinental transport, and payment history requests.
• Maintains product accuracy by review of critical documents and reports to ensure future rates, receivables, due dates, and payment changes are within guidelines.
• Verifies title work documentation in conjunction with new loans and completes lien filings with the local tax office.
• Ensures accuracy and timeliness of lien filings by working with finance companies, state DMV offices, and dealers.
• Complies and submits lien reports to finance department for review.
• Releases liens on collateral items both physically and via electronic methods once loan agreements have been satisfied.
• Categorizes, files and retrieves required paper documents from the paper vault.
• Completes quality checks of various documents stored within the optical system.
• Processes incoming oil and gas drafts for collection with outside financial institutions.
• Ensures proper follow‑up is completed on outstanding items.

Minimum Qualifications

Education

• High School diploma or equivalent is required.

Experience

• Six months to two years job related or similar experience.

Knowledge, Skills, and Abilities

• Strong working knowledge of relevant software including Microsoft Office; extensive experience with Microsoft Excel and with creating and managing large data sets.
• Passion for accuracy; substantial ability to prioritize tasks and solve complex problems.
• Ability to handle and maintain confidential information in a sensitive manner.
• Ability to add, subtract, multiply and divide numbers; perform these mathematical skills using money and other forms of measurement.
• Mental alertness and adaptability to office work environment.
• Effective oral, written and interpersonal communication skills with the ability to carry out instructions, interpret documents, understand procedures, and speak clearly.

Physical Demands and Work Environment

• Frequent standing, walking, and sitting; must regularly lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
• Specific vision abilities required include close and distance vision and ability to adjust focus.
• Noise level in the work environment is usually moderate.
• Must have a valid driver's license.
• Travel up to 10% of the time in local and regional areas may be required.
• Occasional after‑hours work may be required.

Equal Employment Opportunity

Texas Dow Employees Credit Union is an equal opportunity employer, dedicated to a policy of non‑discrimination in employment on any basis including race, color, age, protected veteran status, sex, religion, disability, genetic information, national origin or other status protected by federal, state or local law. Consistent with the American Disabilities Act, applicants may request accommodations needed to participate in the application process.