Loan Officer Southside Branch

METRO BANK; Southside (AL); On-site; USD 45,000 - 85,000; Full time

Benefits offered by this job

401(k) Plan

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Accidental Insurance

Sick Leave and Vacation Policy

Cafeteria Plan

Long Term Disability

Bonuses

Job summary

Metro Bank’s Southside Branch in Southside, Alabama seeks a detail-oriented Loan Officer to guide clients through the loan process. You will evaluate applications, prepare proposals, and ensure compliance with federal and state regulations while maintaining clear communication with borrowers.

The ideal candidate will have a strong lending background, excellent analytical and interpersonal skills, and the ability to manage confidential information in a fast-paced banking environment.

Qualifications

• Proven work experience in lending.
• Understanding of lending procedures and customer service.
• Strong understanding of banking laws and regulations.
• Excellent communication and people skills.
• Ability to manage confidential and sensitive information.
• Ability to work well under pressure and meet deadlines.
• BS degree in finance, economics, or related field.

Responsibilities

• Evaluate creditworthiness and eligibility for obtaining loans.
• Maintain an existing loan portfolio of commercial and consumer loans.
• Develop commercial business in the market area.
• Meet with applicants to obtain information for loan applications.
• Review active loans and loan applications to ensure compliance with laws and regulations.
• Manage and update loan records and send to loan processing for verification.
• Explain to customers the diverse types of loans and credit options that are available.
• Approve loans within specified limits and refer loan applications outside those limits to management for approval.

Skills

Communication

People skills

Regulatory knowledge

Lending experience

Education

BS degree in finance, economics, or related field

Job description

Job Details: Level: Experienced, Job Location: Southside Branch - Southside, AL 35907, Education Level: Not Specified, Job Shift: Day, Job Category: Banking, Position and Description

Loan Officer

Metro Bank

Southside Branch

Southside, Alabama

Metro Bank is seeking a detail-oriented Loan Officer to guide our clients through the loan process.

Responsibilities will include meeting with applicants, preparing loan proposals, and examining active loans.

You will also be tasked with making sure the loan agreements are following federal and state regulations.

The ideal candidate is a skilled communicator, has excellent analytical skills, and is comfortable working in a fast-paced environment.

Responsibilities

• Evaluate creditworthiness and eligibility for obtaining loans.
• Maintain an existing loan portfolio of commercial and consumer loans.
• Develop commercial business in the market area.
• Meet with applicants to obtain information for loan applications.
• Review active loans and loan applications to ensure compliance with laws and regulations.
• Manage and update loan records and send to loan processing for verification.
• Explain to customers the diverse types of loans and credit options that are available.
• Approve loans withing specified limits and refer loan applications outside those limits to management for approval.

Qualifications

• Proven work experience inLending
• Understanding of lending procedures and customer service experience
• Strong understanding of banking laws and regulations
• Excellent communication and people skills
• Ability to manage confidential and sensitive information.
• Ability to work well under pressure and meet deadlines.
• BS degree in finance, economics, or related field

Benefits

• 401(k) Plan and ESOP Retirement Plans (Excellent Employer Contributions)
• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Accidental Insurance
• Excellent Sick Leave and Vacation Policy
• Cafeteria Plan
• Life Insurance (Employer Provided)
• Long Term Disability (Employer Provided)
• Bonuses

: Metro Bank seeks individuals with strong personal attributes such as positive outlook, integrity and a passion to work with our customers and serve our community. Metro Bank has a family atmosphere where all employees are treated fairly and promoted based on work ethics and performance.

Metro Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.