(Loan Officer, MSR) Financial Services Representative

US #1364 Federal Credit Union; Wawasee Village (IN); On-site; USD 36,000 - 44,000; Full time

Job summary

US #1364 Federal Credit Union is seeking a Financial Services Representative in Indiana to build member relationships and process consumer loan applications while assisting with mortgages. The role supports both service and lending activities and requires strong interpersonal skills and a commitment to quality service.

The position involves handling inquiries, banking transactions, and promoting digital options.

Qualifications

• High school diploma or equivalent required; Associate degree in business or finance preferred.
• 1–2 years of experience in customer service, preferably in a financial institution.
• Strong communication and problem-solving skills.
• Ability to work independently and in a team-oriented environment.
• Proficient in Microsoft Office and core banking systems.
• Experience working in a credit union or similar regulated financial institution.
• Knowledge of NCUA regulatory reporting requirements.
• Experience with accounting system implementation or upgrades (e.g., Fiserv, Jack Henry, QuickBooks Enterprise).
• Other retail branch responsibilities as needed

Responsibilities

• Provide prompt, courteous, and efficient service to members in person, by phone, or electronically.
• Assist members with all lending and service requests. Assist with all aspects of consumer lending including loan applications, processing, and closing.
• Educate members on credit union products, services, and digital banking options.
• Identify member needs and cross-sell appropriate financial solutions and meet all production expectations.
• Resolve member concerns and elevate issues as necessary.
• Maintain accurate records and ensure compliance with credit union policies and regulations.
• Follow all branch procedures and policies accordingly.

Skills

Customer service

Communication

Problem-solving

Teamwork

Microsoft Office

Core banking systems

Credit union experience

NCUA reporting

Accounting systems

Education

Associate degree in business or finance preferred

High school diploma or equivalent

Tools

Fiserv

Jack Henry

QuickBooks Enterprise

Job description

Salary Classification: Hourly, Non-Exempt

$26-$32 per hour

Reports to: Branch Manager

Position Summary

The Financial Services Representative is responsible for building member relationships by providing a wide range of financial products and services. This role will intake all consumer loan applications and assist the Financial Services Officers with mortgages. This role may assist members with their membership including service, resolving inquiries and general transactions. This role requires exceptional interpersonal skills and a commitment to high-quality service.

Key Responsibilities

• Provide prompt, courteous, and efficient service to members in person, by phone, or electronically.
• Assist members with all lending and service requests. Assist with all aspects of consumer lending including loan applications, processing, and closing.
• Knowledgeable on lending products and process
• Obtain and maintain a book of business in efforts for growing and retaining membership.
• May assist in service requests, transactions and other financial products.
• Educate members on credit union products, services, and digital banking options.
• Identify member needs and cross-sell appropriate financial solutions and meet all production expectations.
• Resolve member concerns and elevate issues as necessary.
• Maintain accurate records and ensure compliance with credit union policies and regulations.
• Follow all branch procedures and policies accordingly.

Qualifications:

Required:

• High school diploma or equivalent required; Associate degree in business or finance preferred.
• 1-2 years of experience in customer service, preferably in a financial institution.
• Strong communication and problem-solving skills.
• Ability to work independently and in a team-oriented environment.
• Proficient in Microsoft Office and core banking systems.
• Experience working in a credit union or similar regulated financial institution
• Knowledge of NCUA regulatory reporting requirements
• Experience with accounting system implementation or upgrades (e.g., Fiserv, Jack Henry, QuickBooks Enterprise)
• Other retail branch responsibilities as needed

Additional Expectations

• Standard office environment with periodic extended hours during month-end and year-end reporting
• Ability to sit for extended periods and perform tasks using a computer
• Occasional travel may be required for training or audits