Loan Officer In-House

Paramount Residential Mortgage Group Inc. (PRMG Inc.); Highland (CA); On-site; USD 22,041 - 27,552; Full time

Job summary

Paramount Residential Mortgage Group Inc. (PRMG Inc.) is looking for a motivated individual for a position in mortgage loan processing. The role involves verifying application information, advising clients on loan options, and ensuring compliance with standards.

Ideal candidates will possess state licensing and have 2-5 years of experience in the industry. This position is hourly and commission-based, offering a range of $16.00 to $20.00 per hour.

Qualifications

• Must have applicable state licensing.
• 2-5 years experience is preferred.
• Completion of Xinnex Training for Loan Origination is required.

Responsibilities

• Verify and compile mortgage application information.
• Discuss home loan options with clients.
• Review loan applications for completeness.

Skills

Problem-solving

Judgment

Communication

Organizational skills

Confidentiality

Education

State licensing

2-5 years of experience

Job description

Overview

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

This will be an hourly and comission based position.

Essential Job Functions

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges.

Responsibilities

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment and appropriate State licensing in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience are preferred.
• Must also meet one of the following 3 options:
• Actively funding more than 2 loans/month, or
• Xinnex Training completion for Loan Origination required, or
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel

• Might be required

Min: USD $16.00/Hr.

Max: USD $20.00/Hr.