Loan Officer In-House

Paramount Residential Mortgage Group Inc. (PRMG Inc.); Corona (CA); On-site; USD 45,000 - 55,000; Full time

Job summary

Paramount Residential Mortgage Group Inc. (PRMG Inc.) is seeking an experienced loan officer to verify and assemble mortgage loan information for clients in California.

You will discuss home loan options and ensure applications meet establishment standards while coordinating with internal departments for a seamless funding process. The role requires current state licensing, 2–5 years of relevant experience, and the ability to handle sensitive financial information with discretion.

Qualifications

• Requires active state licensure as a loan originator.
• Two to five years’ experience in mortgage lending preferred.
• Must meet one of: funding >2 loans/month; Xinnex Training for Loan Origination; Origination mentor assigned to a productive branch.

Responsibilities

• Verifies, compiles, and inputs application information for mortgage loans.
• Discusses and advises clients on home loan options.
• Reviews loan applications to ensure data completeness and compliance with standards.
• Identifies discrepancies in title or survey and informs supervisor.
• Performs other related duties as assigned.

Skills

Mortgage loan origination

Licensed originator

Customer service

Attention to detail

Job description

Overview

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

Essential Job Functions

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges.

Responsibilities

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment and appropriate State licensing in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience are preferred.
• Must also meet one of the following 3 options:
• Actively funding more than 2 loans/month.
• Xinnex Training completion for Loan Origination required.
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel

• Might be required.

Salary

USD $50,000.00 per year (Min and Max).