Loan Officer

RBI Mortgages; South Gate (CA); Remote; USD 80,000 - 130,000; Full time

Job summary

RBI Mortgages is seeking a Loan Officer for a 100% remote role in private real estate lending. You will originate and close residential and commercial loans by building relationships with brokers, investors, and lenders across the U.S.

The ideal candidate has at least 3 years in private lending for real estate, a track record of loan origination, and a strong book of business focused on RTL or DSCR loans. Excellent communication and negotiation skills are essential.

Qualifications

• Minimum 3 years of private lending experience for real estate investments.
• Proven ability to originate and close loans.
• Strong understanding of loan origination and underwriting processes.
• Established book of business focused on RTL or DSCR loans.
• Excellent communication, negotiation, and presentation skills.

Responsibilities

• Originate loan opportunities through business development and networking.
• Build relationships with brokers, investors, lenders, developers.
• Grow a personal pipeline of borrowers and lending opportunities.
• Evaluate requests and structure loan solutions per guidelines.
• Guide borrowers through the origination process.
• Present loan products and terms (Bridge, Fix & Flip, DSCR, Ground-Up).
• Collaborate with underwriting and closing teams for timely closings.
• Negotiate terms and deliver strong borrower experience.
• Maintain pipeline records and CRM documentation.
• Represent RBI at industry events to generate new business.
• Stay informed on market trends and lending products.

Job description

Loan Officer

RBI Mortgages Southern California, California, United States

About this position

About RBI Private Lending

RBI Private Lending is a U.S.-based real estate lending company focused on providing strategic capital solutions for residential real estate investors and developers. Through bridge, construction, and investment loan programs, we support investors in acquiring, renovating, and building residential properties across key U.S. markets

About the role

The Loan Officer is responsible for originating and closing residential and commercial real estate loans by developing relationships with mortgage brokers, real estate investors, financial institutions, and referral partners. This role focuses on generating new lending opportunities, managing an active pipeline of borrowers, and guiding transactions from initial inquiry through closing. The ideal candidate has extensive experience in private lending industry, a proven track record in loan origination, and the ability to cultivate and grow a strong book of business. Position is 100% Remote.

What you'll do

• Originate new loan opportunities through business development, networking, referrals, and relationship-building activities.
• Develop and maintain relationships with mortgage brokers, real estate investors, financial institutions, developers, and other referral partners.
• Build, manage, and grow a personal pipeline of prospective borrowers and lending opportunities.
• Evaluate financing requests and structure loan solutions that meet borrower needs and company lending guidelines.
• Guide borrowers through the loan origination process.
• Present and explain loan products, terms, and lending solutions (Bridge Loans, Fix & Flip, DSCR, and Ground-Up Construction loans).
• Collaborate with underwriting, processing, and closing teams to ensure efficient execution of loan transactions.
• Negotiate loan terms and facilitate successful closings while delivering an exceptional borrower experience.
• Maintain accurate pipeline reporting, borrower records, and CRM documentation.
• Represent the company at industry events, networking functions, and real estate investment forums to generate new business opportunities.
• Stay informed on market trends, lending products, and industry developments to identify opportunities for portfolio growth.

Qualifications

• Bachelor’s degree in business, finance, or a related field (preferred).
• Proven experience with Bridge , Fix & Flip , DSCR , and Ground-Up Construction loan products.
• Minimum of 3 years of experience in Private Lending for Real Estate Investments.
• Strong understanding of loan origination and underwriting processes.
• Established book of business specializing in RTL (Residential Transition Loans) or DSCR (Debt-Service Coverage Ratio) loans .
• Excellent communication, negotiation, and presentation skills.
• Ability to multitask and manage multiple client accounts effectively.
• Proficiency in CRM software and Microsoft Office Suite