Loan Officer

Western AgCredit; Richfield (UT); On-site; USD 65,000 - 125,000; Full time

Benefits offered by this job

401(k) with employer match

Paid vacation

Holiday leave

Sick leave

Medical insurance

Dental insurance

Vision insurance

Life insurance

FSAs/HSAs

Educational opportunities

Job summary

Western AgCredit is seeking a Loan Officer or Senior Loan Officer for our Richfield, Utah office. You will develop new business, service member needs, and manage a loan portfolio within delegated authority while maintaining credit quality.

Responsibilities include negotiating terms, presenting credits for approval, performing field reports and inspections, and representing the Association in the local community.

Qualifications

• BA/BS degree with emphasis in accounting, agriculture or business.
• Will consider entry level candidates, agriculture lending experience preferred.
• Applicants must have ability to interact effectively and work well with people at all levels and to convey ideas clearly. Require skills in planning and organization.
• Mobility on unimproved properties and ability to lift 40 pounds or more required. Some travel required in performance of job.

Responsibilities

• Develop new business and ensure the needs of members and prospects are met in accordance with the goals and objectives of the Association.
• Develop and service a loan portfolio within delegated authority, managing credit quality, credit administration and portfolio performance.
• Negotiate terms, structure loan financing based on risk considerations, and present credits for approval to the appropriate levels of authority.
• Perform field reports and inspections.
• Represent the Association in the local community through active participation in community and industry affairs.
• Perform other duties as assigned.

Skills

Analytical skills

Accounting

Verbal & written communication

Education

BA/BS degree with emphasis in accounting, agriculture or business

Job description

POSITION:

Loan Officer / Senior Loan Officer

LOCATION:

Richfield, Utah

COMPENSATION:

Salary Range: $65,000 - $125,000

In addition to base salary, the Association offers performance-based variable incentive compensation. Our comprehensive benefits package includes a 401(k) with employer match; paid vacation, holiday and sick leave; medical, dental and vision insurance; life insurance; flexible spending and health savings accounts; and a variety of educational and job-learning opportunities.

RESPONSIBILITY:

Develop new business and ensure the needs of members and prospects are met in accordance with the goals and objectives of the Association. Develop and service a loan portfolio within delegated authority, managing credit quality, credit administration and portfolio performance. Negotiate terms, structure loan financing based on risk considerations, and present credits for approval to the appropriate levels of authority. Perform field reports and inspections. Represent the Association in the local community through active participation in community and industry affairs. Perform other duties as assigned.

QUALIFICATIONS:

• BA/BS degree with emphasis in accounting, agriculture or business. Applicants must have a basic understanding of production agriculture. Good analytical, accounting, written and verbal communication skills. Experience using office equipment, personal computers and related software.
• Will consider entry level candidates, agriculture lending experience preferred.
• Applicants must have ability to interact effectively and work well with people at all levels and to convey ideas clearly. Require skills in planning and organization. Applicants must be a self-motivator with a good work ethic and ability to exercise initiative and judgment.
• Mobility on unimproved properties and ability to lift 40 pounds or more required. Some travel required in performance of job.

FINAL FILING DATE:

Applications will be accepted until the position is filled.

ABOUT US:

Western AgCredit is seeking a Loan Officer or Senior Loan Officer for our Richfield, Utah office. Join an agricultural lender that has served commercial and mortgage borrowers for over 100 years, and build and grow a loan portfolio while supporting agriculture and the members and communities we serve.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment

without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

EEO/AA Employer M/F/V/D