Loan Officer

West Capital Lending; Portland (ME); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

100% remote work environment

Competitive commission structure

Wide range of loan products

Marketing and operational support

Flexible schedule

Growth opportunities within scaling

Job summary

West Capital Lending seeks a self-driven Loan Officer to originate residential mortgages from a remote location, focusing on Portland, ME. You will manage the loan process end-to-end, serving clients and referral partners in a virtual environment.

The role requires a Maine LO license, 2+ years of experience, and solid knowledge of mortgage products and guidelines. Enjoy a fully remote setup with strong commission potential and market-leading product access.

Qualifications

• Active Maine Mortgage LO license (NMLS) is required.
• 2+ years of experience as a Loan Officer or Mortgage LO.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication, sales, and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with loan origination systems and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products.
• Build and maintain strong relationships with clients, real estate agents, and referral partners.
• Guide borrowers through the loan application process and provide clear, timely communication.
• Analyze borrower financials to recommend appropriate loan products.
• Ensure all loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting teams to ensure smooth and timely closings.
• Stay up to date on lending guidelines, market trends, and interest rate changes.

Skills

Maine LO license (NMLS)

2+ years Mortgage LO experience

Mortgage products knowledge

Communication & relationships

Remote work capability

LO systems proficiency

Tools

Loan Origination Systems

Digital documentation tools

Job description

Location: Remote (Must be licensed in Maine; Portland market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Portland, ME. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Maine Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization