Loan Officer

West Capital Lending, Inc.; Naples (FL); À distance; USD 60 000 - 120 000; Plein temps

Avantages offerts par ce poste

Remote work environment

Commission-based pay with base/draw (±

Wide loan product access

Marketing and operational support

Flexible schedule

Growth opportunities

Résumé du poste

West Capital Lending, Inc. seeks a motivated Loan Officer to manage residential loan origination remotely, mainly serving Naples-area clients. You will handle the process from application to closing in a virtual setting and build strong client and referral partner relationships.

The ideal candidate has a Florida LO license, 2+ years in lending, and familiarity with Conventional, FHA, VA, and Non-QM products. A bilingual English/Spanish background is a strong plus for Miami-area opportunities.

Qualifications

• Active Florida Loan Originator license (NMLS) required.
• 2+ years as a Loan Officer or Mortgage LO preferred.
• Strong knowledge of mortgage products and guidelines.

Responsabilités

• Originate residential mortgage loans: Conventional, FHA, VA, Non-QM.
• Build relationships with clients, agents, and referral partners.
• Guide borrowers through the application to closing process remotely.
• Analyze borrower financials and recommend products.
• Ensure compliance with federal, state, and investor rules.
• Collaborate with processing and underwriting for timely closings.
• Stay updated on lending guidelines and market rates.

Connaissances

Florida LO license

Remote origination

Bilingual English/Spanish

Description du poste

Location: Remote (Must be licensed in Florida; Naples market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the Naples market. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Florida Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools
• Bilingual (English/Spanish) is a strong plus, especially for the Miami market

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization