Digital Loan Officer

IHMVCU; Moline (IL); On-site; USD 24,796 - 30,307; Full time

Benefits offered by this job

Training & support

Competitive compensation

401(k) with company match

Paid holidays & PTO

Tuition reimbursement

Volunteer opportunities

Health, dental & vision insurance

On-site fitness center

Job summary

IH Mississippi Valley Credit Union (IHMVCU) is hiring a Loan Officer for our Remote Financial Center, located at our River Drive HQ in Moline, IL. You will engage members via phone, email, text, and chat to assist with lending, new accounts, and related financial needs.

You will identify member needs, process applications, and guide customers to lending options while achieving individual and team goals. The role emphasizes service quality, compliance, and ongoing development.

Qualifications

• High school diploma or equivalent.
• 1+ year lending or call-center sales experience.
• Strong verbal and written communication skills.
• Ability to organize, prioritize, and manage multiple responsibilities.
• Professional, positive approach with good judgement.
• Collaborative, goal-oriented attitude with adaptability.

Responsibilities

• Build member relationships by identifying needs and offering financial solutions.
• Interview members and process consumer loan applications via phone, email, chat, and online channels.
• Guide members to lending solutions and follow up throughout underwriting.
• Open memberships, deposit accounts, CDs, IRAs, and commercial accounts with required documentation.
• Make sound decisions on fees, accounts, and card privileges within authority.
• Promote credit union products and digital services while meeting production goals.
• Maintain knowledge of products and policies and protect member information.

Skills

Verbal communication

Written communication

Attention to detail

Multi-tasking

Collaboration

Goal orientation

Adaptability

Education

High school diploma

Job description

Join Our Team as a Loan Officer at IH Mississippi Valley Credit Union!

IHMVCU is seeking a Loan Officer to join our Remote Financial Center team in a call-center environment. In this role, you will connect with existing and prospective members through phone, email, text, and chat to assist with lending, new accounts, and other financial needs. The ideal candidate is confident discussing financial products, comfortable working toward individual and team goals, and committed to providing timely, personalized service through every interaction.

This role is located at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility.

What will you do as a Loan Officer?

• Build strong member relationships by identifying needs, resolving concerns, and recommending appropriate financial solutions.
• Interview members, review credit information, and complete consumer loan applications through phone, email, chat, and online channels.
• Guide members toward the lending solution that best fits their needs before submitting applications to Underwriting, providing timely follow-up throughout the process.
• Open memberships, deposit accounts, CDs, IRAs, and commercial accounts while gathering required documentation and following established procedures.
• Make sound decisions within established authority regarding fee refunds, new accounts, debit card privileges, and other account needs.
• Recommend credit union products and digital commercial services while working toward individual and departmental production and sales goals.
• Maintain knowledge of products, services, promotions, policies, and procedures while protecting member information and meeting all security, verification, and compliance requirements.
• Participate in training, meetings, and projects while actively pursuing continued learning and professional development.

What does the successful candidate bring?

• High school diploma or equivalent.
• One or more years of financial lending experience or call-center experience in a sales-focused environment.
• Strong verbal and written communication skills across phone and digital channels.
• A professional and positive approach, including the ability to manage challenging conversations effectively.
• A sense of urgency when responding to members while maintaining strong attention to detail and accuracy.
• The ability to organize, prioritize, and manage multiple responsibilities.
• Sound judgment and the ability to recommend solutions that support both the member and the credit union.
• A collaborative, goal-oriented attitude and the ability to adapt positively to change.

Why Join IHMVCU?

Being part of Team IHMVCU is more than just a job. It's an opportunity to make a positive impact on our members, our communities, and your career.

We Offer

• Outstanding training, support, and resources to help you succeed.
• Competitive compensation.
• 401(k) with company match and profit sharing.
• Paid holidays and generous paid time off.
• Tuition reimbursement.
• Paid community volunteer opportunities.
• Comprehensive health, dental, and vision insurance.
• Access to our on-site fitness center.

Check out our careers page for more information including benefits www.ihmvcu.org/careers Final compensation will be determined by various factors such as experience, specific skills and internal pay equity.

Move Up your career at IHMVCU with this great opportunity!

Physical Requirements

• Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.
• Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
• Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction, and having the ability to receive detailed information through oral communication, and making fine discriminations in sound.
• Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Perceiving attributes of objects, such as size, shape, temperature or texture by touching with skin, particularly that of fingertips.
• Lifting Demands: Up to 10 lbs.
• Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading.

Salary: $18.00 - $22.00 per hour