Loan Officer

Shelby American, Inc.; Knoxville (TN); On-site; USD 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a dedicated outside sales professional to drive growth in the mortgage lending business. This role requires a tenacious individual with strong integrity and the ability to analyze complex financial situations. You will be responsible for soliciting referrals, meeting potential borrowers, and ensuring timely loan closings. If you have a passion for helping clients navigate their financial needs and a proven track record in loan origination, this is the perfect opportunity for you to make a significant impact in your community.

Qualifications

• 1+ years of loan origination experience in the local market with proven success.
• Ability to analyze complex financial situations for clients.

Responsibilities

• Solicit home loan referrals from realtors and builders.
• Meet with borrowers to analyze financial needs and gather documentation.

Skills

Financial Analysis

Cold Calling

Communication Skills

Organizational Skills

Education

High School Diploma or Equivalent

Tools

DU / LP

Job description

Description

POSITION SUMMARY

Outside sales position in which professional tenacity, perseverance, and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.

ESSENTIAL JOB FUNCTIONS

• Solicit residential home loan referrals (purchase and refinance) from realtors, builders, and other parts of the community.
• Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process.
• Provide necessary documentation to processing and underwriting departments to ensure timely loan closings.
• Other duties as assigned.

JOB SPECIFICATIONS

Minimum Education: High School or Equivalent

Minimum Knowledge:

• Ability to analyze complex financial situations to determine best case solutions for clients.
• Ability to prospect local markets (i.e. cold calling in person) to solicit new business.
• Experience with Conventional, Government, and Alt-A lending.
• Hands-on experience with DU / LP is helpful.
• Demonstrated communication and organizational skills.
• Ability to work independently with little or no supervision.

Minimum Experience:

• Minimum of 1 year current loan origination/loan officer experience in the local market with a track record of proven success.

PHYSICAL REQUIREMENTS

Must be able to navigate throughout the building, travel throughout the community, and be physically present at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs.