Loan Officer - FineMark

Mercantil Commerce Bank; Fort Myers (FL); On-site; USD 80,000 - 160,000; Full time

Benefits offered by this job

Health insurance

401(k)

Paid vacation

Life insurance

Dental insurance

Vision insurance

Career development

Job summary

FineMark Bank & Trust, a division of Commerce Bank, seeks an experienced Loan Officer in Fort Myers to develop new loan relationships with high-net-worth clients and manage a loan portfolio.

Ideal candidates have a Bachelor's degree and 8+ years of lending experience, with strong credit, analytical, and relationship-building skills to drive growth within a team-oriented culture.

Qualifications

• Bachelor’s degree or equivalent combination of education and experience.
• 8+ years of lending experience in a financial institution.
• Strong credit and analytical capabilities.

Responsibilities

• Develop new loan relationships with high-net-worth clients.
• Maintain and grow a loan portfolio for existing clients.
• Negotiate terms, pricing and credit structures.
• Ensure compliance with lending policies and regulatory requirements.

Skills

Credit analysis

Credit underwriting

Relationship building

Financial statement analysis

Communication

Education

Bachelor’s degree

8+ years lending experience

Tools

Microsoft Word

Excel

Outlook

Teams

Job description

## Loan OfficerApplylocations: 8695 College Parkway, Suite 100time type: Full timeposted on: Posted 2 Days Agojob requisition id: 38233**About Working at FineMark Bank and Trust, a division of Commerce Bank**FineMark Bank & Trust, a division of Commerce Bank, delivers exceptional service in banking, trust, and investments, fostering long-lasting client relationships. We provide a workplace grounded in integrity, teamwork, and an entrepreneurial spirit, where associates are empowered to contribute and serve with purpose. Our culture is rooted in doing what is right, with an emphasis on thoughtful innovation, sound decision-making, and delivering the highest level of service to our clients.**About This Job**The main purpose of this job is to be responsible for developing new loan relationships and maintaining a portfolio of existing loan relationships with high-net worth individuals, families and business owners. Advises wealth management clients utilizing lending and banking solutions that are aligned with the client’s overall financial objectives and working within FineMark’s team approach. Lending solutions will include wealth management.**Essential Functions*** Ensure competitive loan pricing through analysis of the market and economic conditions* Ensure that loan requests are thoroughly analyzed and are properly prepared in accordance with the Bank’s lending policy* Analyze, prepare and present credit requests and utilize the client contact system* Negotiate credit terms, such as interest rates, fees, etc.* Identify new loan requests and review new laws and regulations that influence business lending within the financial institution* Perform other duties as assigned**Knowledge, Skills & Abilities Required*** Strong understanding of credit administration, compliance, CRA, and all phases of loan documentation and credit file maintenance* Strong analytical and credit underwriting skills* Ability to develop loan relationships* Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements* Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities* Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills* Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values* Basic level proficiency with Microsoft Word, Excel, Teams, and Outlook**Education & Experience*** Bachelor’s degree or equivalent combination of education and experience required* 8+ years of experience as a lender for a financial institution required**For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.****For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.**#LI-DB1The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.