Loan Officer

MDC Holdings, Inc. / Richmond American Homes; Denver (CO); On-site; USD 30,000 - 40,000; Full time

Job summary

Join MDC Holdings, Inc./Richmond American Homes as a Loan Officer in Denver, CO. This role involves originating loans, guiding clients through the mortgage process, and working closely with builders. Enjoy a positive team culture, competitive salary, and comprehensive benefits package.

Benefits

Comprehensive benefits package

Positive team culture

Time Off benefits including vacation and holidays

Discounted pet insurance

Home purchase discounts

Qualifications

• Must have recent prior VA, FHA, and Conventional loan processing or solicitation experience for a minimum of two years.
• Technical knowledge relating to mortgage banking compliance required.
• Must be licensed for loans in Idaho.

Responsibilities

• Originate loans primarily from Richmond American Homes.
• Guide applicants through the loan process and resolve issues.
• Conduct presentations for HomeAmerican loan products to Builder personnel.

Skills

Loan Processing

Customer Service

Sales Skills

Mortgage Banking Compliance

Job description

Overview

BREAK GROUND ON A REWARDING CAREER WITH US!

At MDC Holdings, Inc./Richmond American Homes, we encourage a company culture that promotes professionalism, teamwork, health & wellness and work-life balance. If you are a results-driven professional with a passion for success, consider building a career with us. We’re proud to be one of the most established homebuilders in the industry, with over 45 years of experience and 250,000+ homes to our credit.

We also take great pride in being a member of Sekisui House, a global leader in homebuilding. This impressive, 60+ year old company has built over 2.6 million new homes designed to reflect and adapt to the changing needs of today's homebuyers. Drawing on Sekisui House's unparalleled history and superior service, we commit ourselves to a future where people around the world can live joyful lives in homes that are safe, secure, stylish and comfortable.

Position Summary

We are seeking a qualified Loan Officer to join our HomeAmerican Mortgage (HMC) team. In this role you will originate loans primarily from Richmond American Homes (“Builder”), as well as originating “spot” loans from other sources (i.e., other builders, real estate agents.) You will also coordinate processing and closing of these loans.

Responsibilities

• Take loan applications from Builder home purchasers at applicants’ request.
• Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file.
• Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder’s weekly sales meetings.
• Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
• Prepare marketing and loan program information files for Builder sales and management personnel.
• Prepare and distribute application packages and other materials as necessary.
• Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
• Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.

Requirements

• Must have recent prior VA, FHA, and Conventional loan processing or solicitation experience for a minimum of two years.
• Technical knowledge relating to mortgage banking compliance, FHA, VA, conventional and non-conforming guidelines required.
• Must be able to perform calculations to determine house payment, interest rate, ratios, etc.
• Be licensed for loans in Idaho.

Benefits & Perks!

While we value hard work, we also recognize the importance of having fun! Our employees enjoy a collaborative environment where they can freely bounce ideas off one another and participate in exciting teambuilding activities and outings, like trips to the ballpark, holiday celebrations, regular office socials andmuch more.

• Positive, collaborative team culture
• Competitive compensation structure
• Comprehensive benefits package includes: Medical, Dental, Vision, HSA/FSA accounts, 401K, Life Insurance, Short Term Disability, Long Term Disability, and EAP
• Time Off benefits include: Vacation, Sick, Holiday, Bereavement, Jury Duty, FMLA, and Military leave
• Discounted pet insurance
• Home purchase discounts & more!

*All benefits are subject to qualification and hire dates. Not all benefits apply to commissioned sales people.

Compensation

• Base Salary: $30,804.80 plus commission
• FLSA Status: Non-Exempt
• Bonus Type: None

If you are ready for more than a job and seek a career with one of the most respected organizations in a top industry then we want to hear from you. Please also visit our website at www.richmondamerican.com for more information.

MDC Holdings, Inc. / Richmond American Homes is an Equal Opportunity Employer. #LI-NH1 #LI-REMOTE