Loan Officer

Classic Bank N A; Bastrop (TX); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Profit sharing

401(k)

Health insurance

Dental & Vision

Life Insurance

Paid Time Off

Job summary

Classic Bank N A in Bastrop, TX seeks a motivated Relationship Manager to join our community lending team. You will evaluate, authorize, and secure personal, commercial, and mortgage loans while building durable client relationships.

The ideal candidate has 5+ years of banking experience, strong credit fundamentals, and excels at cross-selling banking products. Proficiency with MS Office and NMLS registration are a plus; occasional branch coordination may be required.

Qualifications

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
• More than 5 years of experience in commercial, retail, and mortgage lending, banking, and financial analysis.
• Good understanding of financial statements and credit fundamentals.
• Excellent interpersonal, communication, and relationship-building skills.
• Detail-oriented with strong organizational and problem-solving abilities.
• Proficiency in Microsoft Office Suite; experience with banking systems is a plus.
• Must maintain registration with the National Mortgage Licensing System (NMLS)

Responsibilities

• Provides excellent service to current and prospective loan customers.
• Gives financial advice and counsel to customers.
• Builds and manages new and expanded client relationships to grow profitability.
• Cross-sells banking products and refers clients to other areas.
• Analyzes loans and terms within lending limits or recommends to loan committee.
• Manages a portfolio of loans ensuring compliance with terms.
• Coordinates lending activities with other branches.
• Serves as main loan contact in assigned branches and backs up other branches.
• Other duties as assigned.

Skills

Relationship-building

Financial analysis

Credit analysis

Interpersonal communication

Lending experience

Customer service

Microsoft Office

Education

Bachelor’s degree in Finance/Business/Economics

Tools

Microsoft Office Suite

Banking systems

Job description

Position SummaryWe are seeking a motivated, client-focused Relationship Manager to join our community banking lending team. The ideal candidate will have more than 5 years of experience in banking or financial services, with a strong knowledge of evaluating, authorizing, and securing personal, commercial, and mortgage loans. This position is responsible for developing and maintaining customer relationships, analyzing financial information, supporting sound lending decisions, and contributing to the growth of the bank.Key Responsibilities:Provides excellent service to both current and prospective loan customersGives financial advice and counsel to customersContributes to profitability and growth of the bank by building, developing, and managing new and expanded client relationshipsActively cross-sells appropriate banking products & services to new and existing customers and refers clients to other banking areas for additional needsAnalyzes and forms decisions on loans and terms within established lending limits, or makes recommendations to a superior or loan committeeManages a portfolio of loans to ensure compliance with terms and conditionsCoordinates lending activities with others in the organizationCoordinates and communicates with Branch Manager to assist with rotations of opening, closing, lunch periods, etc.Serves as the main point of contact for loans in assigned branches and serves as backup contact for other branchesOther duties as assignedDesired QualificationsBachelor’s degree in Finance, Business Administration, Economics, or a related field.More than 5 years of experience in commercial, retail, and mortgage lending, banking, and financial analysis.Good understanding of financial statements and credit fundamentals.Excellent interpersonal, communication, and relationship-building skills.Detail-oriented with strong organizational and problem-solving abilities.Proficiency in Microsoft Office Suite; experience with banking systems is a plus.Must maintain registration with the National Mortgage Licensing System (NMLS)Profit SharingClassic Bank, NA, offers a profit-sharing plan and 401(k) based on certain eligibility requirements.Medical Health Insurance, Dental & VisionClassic Bank 100% employer-paid health insurance, depending on your health plan election.Basic Life & AD&D Life Insurance, 100% bank paid premiumPaid Time OffNOTE: All statements reflect the general components considered necessary to describe the principal functions of the position as identified and shall not be considered as a detailed description of all the requirements that may be inherent in the position. Since it is difficult to identify all essential functions of a position because of changes in the workplace, the facility will review this Job Description periodically to ensure it is accurate and up-to-date.