Loan Management & Due Diligence

Goldman Sachs Bank AG; Dallas (TX); On-site; USD 80,000 - 120,000; Full time

Benefits offered by this job

Healthcare & Medical Insurance

Competitive vacation policies

Retirement planning assistance

Fitness reimbursements

On-site child care

Job summary

Goldman Sachs Bank AG is seeking a motivated Associate for the Infrastructure and Real Asset Finance Group in Dallas. This role involves conducting thorough credit analysis, managing a diverse portfolio, and contributing to financial modeling. The successful candidate will work closely with teams to ensure sound credit management.

Ideal candidates will have a Bachelor’s degree in a quantitative field, 3-5 years of experience, and advanced skills in financial modeling. Join a team dedicated to innovative financing solutions in infrastructure and real assets.

Qualifications

• 3-5 years of relevant experience, preferably in project finance.
• Ability to analyze complex financial structures.
• Demonstrated strong communication skills.

Responsibilities

• Conduct credit analysis and financial modeling.
• Monitor portfolio performance and risk mitigation.
• Collaborate with deal teams and credit risk management.

Skills

Financial modeling

Credit analysis

Verbal communication

Written communication

Analytical skills

Education

Bachelor's degree in Finance, Economics, Accounting, or related field

Tools

Excel

Job description

Global Banking & Markets, Private, Infrastructure and Real Asset Finance Group, Credit Analyst/Portfolio Management, Associate - Dallas location_on Dallas, TX, United States

The Infrastructure and Real Asset Finance Group:

Join a pioneering team at the forefront of financing the future. The Goldman Sachs Infrastructure and Real Asset Finance Group, established in late 2025 within our Capital Solutions Group, is a specialized unit dedicated to financing large-scale, capital-intensive projects. We are strategically positioned to capitalize on the surging demand for asset-backed financing, critical AI infrastructure, and high-grade private credit, distinct from traditional commercial real estate. Our focus encompasses vital sectors such as data centers, GPUs, utilities, and renewable energy, providing innovative alternatives to conventional bank lending. As part of the broader Global Banking & Markets division, we manage complex, private credit-driven deals, directly addressing the booming need for AI-related infrastructure and expanding Goldman Sachs' leadership in the private capital market.

Role Overview

We are seeking a highly motivated and analytical Associate to join our Infrastructure and Real Asset Finance Group in Dallas. This is a unique opportunity to contribute to the growth of a newly formed, strategically important team. The successful candidate will play a critical role in portfolio management, monitoring and risk mitigation for credit transactions for a diverse portfolio of infrastructure and real asset projects.

Responsibilities

• Conduct comprehensive credit analysis, financial modeling, and monitoring for infrastructure and real asset financing.
• Monitor existing portfolio performance, identify potential issues, and recommend appropriate actions to ensure sound credit management.
• Collaborate effectively with deal teams, credit risk management and clients throughout the transaction lifecycle.
• Stay abreast of market trends, regulatory changes, and industry developments in infrastructure, real assets, and private credit.
• Contribute to the continuous improvement of credit policies, procedures, and analytical tools for the group.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or a related quantitative field.
• 3-5 years of relevant experience, with a strong preference for project finance. Experience in credit analysis, corporate finance, or a related financial services field is a bonus.
• Advanced financial modeling skills (Excel proficiency is essential); experience with other analytical tools is a plus.
• Demonstrated ability to analyze complex financial structures and assess credit risk effectively.
• Excellent written and verbal communication skills, with the ability to present complex information clearly, concisely, and persuasively.
• Ability to work effectively in a fast-paced, dynamic environment, both independently and as part of a collaborative team.
• Prior experience with infrastructure, utilities, data centers, GPUs, fiber, aviation assets or real asset financing is highly desirable.

Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Vacation

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Legal Equal Employment Opportunity Statement

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Disability Statement

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html